diff --git a/recharge/index.html b/recharge/index.html
index 56a4d92..b89b01f 100644
--- a/recharge/index.html
+++ b/recharge/index.html
@@ -1055,10 +1055,12 @@
         <script src="../common/toast.js"></script>
         <script>
             (function () {
-                var PENDING_MIFAPAY_ORDER_KEY =
+                var PENDING_EXTERNAL_ORDER_KEY =
+                    'hyapp_recharge_pending_external_order';
+                var LEGACY_PENDING_MIFAPAY_ORDER_KEY =
                     'hyapp_recharge_pending_mifapay_order';
                 var RETURN_MIFAPAY_ORDER_QUERY_KEY = 'hyapp_order_id';
-                var PENDING_MIFAPAY_MAX_AGE_MS = 24 * 60 * 60 * 1000;
+                var PENDING_EXTERNAL_MAX_AGE_MS = 24 * 60 * 60 * 1000;
                 var state = {
                     context: null,
                     options: null,
@@ -1069,8 +1071,8 @@
                     pollingTimer: 0,
                     loading: false,
                     orderNoticeKey: '',
-                    confirmingMifaPay: false,
-                    lastMifaPayResumeAtMS: 0,
+                    confirmingExternalPayment: false,
+                    lastExternalResumeAtMS: 0,
                 };
 
                 var nodes = {};
@@ -1141,7 +1143,7 @@
                         ? window.HyAppParams.parse()
                         : { raw: currentRawParams() };
                     var raw = current.raw || currentRawParams();
-                    var pendingOrder = readPendingMifaPayOrder();
+                    var pendingOrder = readPendingExternalOrder();
                     var displayUserID =
                         raw.get('display_user_id') ||
                         (pendingOrder && pendingOrder.display_user_id) ||
@@ -1181,11 +1183,11 @@
                     nodes.copyAddress.addEventListener('click', copyAddress);
                     nodes.copyOrderID.addEventListener('click', copyOrderID);
                     nodes.txForm.addEventListener('submit', submitTx);
-                    window.addEventListener('pageshow', resumeMifaPayOrder);
-                    window.addEventListener('focus', resumeMifaPayOrder);
+                    window.addEventListener('pageshow', resumeExternalOrder);
+                    window.addEventListener('focus', resumeExternalOrder);
                     document.addEventListener(
                         'visibilitychange',
-                        resumeVisibleMifaPayOrder
+                        resumeVisibleExternalOrder
                     );
                     window.addEventListener('hyapp:i18n-ready', function () {
                         document.title = t(
@@ -1228,7 +1230,7 @@
                             state.order = null;
                             state.orderModalOpen = false;
                             render();
-                            restorePendingMifaPayOrder();
+                            restorePendingExternalOrder();
                         })
                         .catch(function (error) {
                             toast(
@@ -1366,7 +1368,7 @@
                     });
                 }
 
-                // 支付方式展示由当前商品驱动：USDT 用订单美元金额，MiFaPay 用后台汇率换算本币金额。
+                // 支付方式展示由当前商品驱动：USDT 用订单美元金额，三方本地支付用后台汇率换算本币金额。
                 function renderMethods() {
                     var methods = availableMethods();
                     var hasProduct = !!selectedProduct();
@@ -1455,9 +1457,7 @@
                     nodes.usdtPanel.classList.toggle('hidden', !isUSDT);
                     nodes.mifapayPanel.classList.toggle(
                         'hidden',
-                        order.provider_code !== 'mifapay' ||
-                            !order.pay_url ||
-                            isTerminalOrder(order)
+                        !isRedirectPaymentOrder(order)
                     );
                     if (order.provider_code === 'usdt_trc20') {
                         nodes.receiveAddress.textContent =
@@ -1477,10 +1477,10 @@
                             order.failure_reason ||
                                 t('recharge.orderFailed', 'Order failed')
                         );
-                    } else if (order.provider_code === 'mifapay') {
+                    } else if (isRedirectPaymentProvider(order.provider_code)) {
                         setStatus(
                             nodes.orderMessage,
-                            state.confirmingMifaPay
+                            state.confirmingExternalPayment
                                 ? t(
                                       'recharge.confirmingPayment',
                                       'Confirming payment status...'
@@ -1496,7 +1496,7 @@
                 }
 
                 // 可用支付方式只在选中商品后生成，避免用户先选支付方式再切商品造成金额不一致。
-                // MiFaPay 方式必须是 active；USDT 必须同时有开关和收款地址，缺地址时不展示。
+                // 三方本地支付方式必须是 active；USDT 必须同时有开关和收款地址，缺地址时不展示。
                 function availableMethods() {
                     var product = selectedProduct();
                     if (!product) return [];
@@ -1517,7 +1517,7 @@
                     }
                     ((state.options && state.options.payment_methods) || [])
                         .filter(function (method) {
-                            // GLOBAL 是 MiFaPay 跨国兜底方式，当前充值页只展示用户所在国家的具体支付方式。
+                            // GLOBAL 是跨国兜底方式，当前充值页只展示用户所在国家的具体支付方式。
                             return (
                                 method.status === 'active' &&
                                 String(
@@ -1527,7 +1527,10 @@
                         })
                         .forEach(function (method) {
                             methods.push({
-                                key: 'mifapay:' + method.method_id,
+                                key:
+                                    (method.provider_code || 'mifapay') +
+                                    ':' +
+                                    method.method_id,
                                 icon: method.currency_code || 'PAY',
                                 name:
                                     method.method_name ||
@@ -1537,7 +1540,6 @@
                                         'Local payment'
                                     ),
                                 meta: [
-                                    method.provider_name,
                                     method.country_name || method.country_code,
                                     method.pay_type,
                                 ]
@@ -1545,7 +1547,8 @@
                                     .join(' · '),
                                 logoURL: method.logo_url || '',
                                 amount: convertedAmount(product, method),
-                                providerCode: 'mifapay',
+                                providerCode:
+                                    method.provider_code || 'mifapay',
                                 methodID: method.method_id,
                             });
                         });
@@ -1565,7 +1568,7 @@
                 }
 
                 // 创建订单时只提交 product_id、provider 和 method_id；金额、金币、币商/普通钱包都由服务端订单快照决定。
-                // MiFaPay 创建成功后必须立刻跳三方收银台；本页保存 order_id，支付完成 return 回来后继续轮询状态。
+                // 三方支付创建成功后必须立刻跳收银台；本页保存 order_id，支付完成 return 回来后继续轮询状态。
                 function createOrder() {
                     var product = selectedProduct();
                     var method = selectedMethod();
@@ -1582,7 +1585,7 @@
                             provider_code: method.providerCode,
                             payment_method_id: method.methodID || 0,
                             command_id: commandID(product, method),
-                            return_url: mifaPayReturnURL(),
+                            return_url: externalPayReturnURL(),
                         })
                         .then(function (payload) {
                             state.order = payload.order || payload;
@@ -1594,10 +1597,9 @@
                             }
                             startPolling();
                             if (
-                                state.order.provider_code === 'mifapay' &&
-                                state.order.pay_url
+                                isRedirectPaymentOrder(state.order)
                             ) {
-                                savePendingMifaPayOrder(state.order);
+                                savePendingExternalOrder(state.order);
                                 window.location.href = state.order.pay_url;
                             }
                         })
@@ -1688,8 +1690,8 @@
                         applyOrderTerminalSideEffects(state.order);
                         return Promise.resolve(state.order);
                     }
-                    if (state.order.provider_code === 'mifapay') {
-                        state.confirmingMifaPay = true;
+                    if (isRedirectPaymentProvider(state.order.provider_code)) {
+                        state.confirmingExternalPayment = true;
                         state.orderModalOpen = true;
                         renderOrder();
                     }
@@ -1704,8 +1706,8 @@
                         .catch(function () {});
                 }
 
-                function restorePendingMifaPayOrder() {
-                    var pending = readPendingMifaPayOrder();
+                function restorePendingExternalOrder() {
+                    var pending = readPendingExternalOrder();
                     if (!pending) return;
                     if (
                         state.order &&
@@ -1726,13 +1728,13 @@
                         state.order &&
                         state.order.order_id === pending.order_id
                     ) {
-                        state.confirmingMifaPay = true;
+                        state.confirmingExternalPayment = true;
                         state.orderModalOpen = true;
                         renderOrder();
                         startPolling();
                         return;
                     }
-                    state.confirmingMifaPay = true;
+                    state.confirmingExternalPayment = true;
                     window.HyAppAPI.recharge
                         .getOrder(
                             pending.order_id,
@@ -1748,46 +1750,46 @@
                             }
                         })
                         .catch(function () {
-                            clearPendingMifaPayOrder(pending.order_id);
+                            clearPendingExternalOrder(pending.order_id);
                         });
                 }
 
-                function resumeVisibleMifaPayOrder() {
+                function resumeVisibleExternalOrder() {
                     if (
                         document.visibilityState &&
                         document.visibilityState !== 'visible'
                     ) {
                         return;
                     }
-                    resumeMifaPayOrder();
+                    resumeExternalOrder();
                 }
 
-                function resumeMifaPayOrder() {
+                function resumeExternalOrder() {
                     if (!state.context) return;
-                    if (Date.now() - state.lastMifaPayResumeAtMS < 800) {
+                    if (Date.now() - state.lastExternalResumeAtMS < 800) {
                         return;
                     }
-                    state.lastMifaPayResumeAtMS = Date.now();
+                    state.lastExternalResumeAtMS = Date.now();
                     if (
                         state.order &&
-                        state.order.provider_code === 'mifapay' &&
+                        isRedirectPaymentProvider(state.order.provider_code) &&
                         !isTerminalOrder(state.order)
                     ) {
-                        state.confirmingMifaPay = true;
+                        state.confirmingExternalPayment = true;
                         state.orderModalOpen = true;
                         renderOrder();
                         startPolling();
                         return;
                     }
-                    restorePendingMifaPayOrder();
+                    restorePendingExternalOrder();
                 }
 
                 function applyOrderTerminalSideEffects(order) {
                     if (!isTerminalOrder(order)) {
                         return;
                     }
-                    state.confirmingMifaPay = false;
-                    clearPendingMifaPayOrder(order.order_id);
+                    state.confirmingExternalPayment = false;
+                    clearPendingExternalOrder(order.order_id);
                     clearReturnedMifaPayOrderQuery();
                     window.clearInterval(state.pollingTimer);
                     if (order.status === 'credited') {
@@ -1807,37 +1809,40 @@
                     }
                 }
 
-                function savePendingMifaPayOrder(order) {
+                function savePendingExternalOrder(order) {
                     if (!order || !order.order_id) return;
                     storageSet(
-                        PENDING_MIFAPAY_ORDER_KEY,
+                        PENDING_EXTERNAL_ORDER_KEY,
                         JSON.stringify({
                             order_id: order.order_id,
                             display_user_id: currentAccountDisplayUserID(),
                             created_at_ms: Date.now(),
                         })
                     );
+                    storageRemove(LEGACY_PENDING_MIFAPAY_ORDER_KEY);
                 }
 
-                function readPendingMifaPayOrder() {
+                function readPendingExternalOrder() {
                     var returned = readReturnedMifaPayOrder();
                     if (returned) return returned;
                     try {
-                        var raw = storageGet(PENDING_MIFAPAY_ORDER_KEY);
+                        var raw =
+                            storageGet(PENDING_EXTERNAL_ORDER_KEY) ||
+                            storageGet(LEGACY_PENDING_MIFAPAY_ORDER_KEY);
                         if (!raw) return null;
                         var parsed = JSON.parse(raw);
                         if (!parsed || !parsed.order_id) return null;
                         if (
                             Number(parsed.created_at_ms || 0) > 0 &&
                             Date.now() - Number(parsed.created_at_ms) >
-                                PENDING_MIFAPAY_MAX_AGE_MS
+                                PENDING_EXTERNAL_MAX_AGE_MS
                         ) {
-                            clearPendingMifaPayOrder(parsed.order_id);
+                            clearPendingExternalOrder(parsed.order_id);
                             return null;
                         }
                         return parsed;
                     } catch (error) {
-                        clearPendingMifaPayOrder('');
+                        clearPendingExternalOrder('');
                         return null;
                     }
                 }
@@ -1857,11 +1862,13 @@
                     };
                 }
 
-                function clearPendingMifaPayOrder(orderID) {
+                function clearPendingExternalOrder(orderID) {
                     var pending = null;
                     try {
                         pending = JSON.parse(
-                            storageGet(PENDING_MIFAPAY_ORDER_KEY) || 'null'
+                            storageGet(PENDING_EXTERNAL_ORDER_KEY) ||
+                                storageGet(LEGACY_PENDING_MIFAPAY_ORDER_KEY) ||
+                                'null'
                         );
                     } catch (error) {
                         pending = null;
@@ -1872,7 +1879,8 @@
                         !pending.order_id ||
                         pending.order_id === orderID
                     ) {
-                        storageRemove(PENDING_MIFAPAY_ORDER_KEY);
+                        storageRemove(PENDING_EXTERNAL_ORDER_KEY);
+                        storageRemove(LEGACY_PENDING_MIFAPAY_ORDER_KEY);
                     }
                 }
 
@@ -2076,7 +2084,21 @@
                     );
                 }
 
-                function mifaPayReturnURL() {
+                function isRedirectPaymentProvider(providerCode) {
+                    var normalized = String(providerCode || '').toLowerCase();
+                    return !!normalized && normalized !== 'usdt_trc20';
+                }
+
+                function isRedirectPaymentOrder(order) {
+                    return (
+                        !!order &&
+                        isRedirectPaymentProvider(order.provider_code) &&
+                        !!order.pay_url &&
+                        !isTerminalOrder(order)
+                    );
+                }
+
+                function externalPayReturnURL() {
                     try {
                         var url = new URL(window.location.href);
                         var displayUserID =
@@ -2170,7 +2192,7 @@
                     return Math.random().toString(36).slice(2, 14);
                 }
 
-                // MiFaPay 国家方式按后台 USD->本币汇率展示；无有效汇率时回退 USD 展示但后端仍会拒绝不可用配置。
+                // 本地三方支付按后台 USD->本币汇率展示；无有效汇率时回退 USD 展示但后端仍会拒绝不可用配置。
                 function convertedAmount(product, method) {
                     var usd = productUSD(product);
                     var rate = Number(method.usd_to_currency_rate || 0);