diff --git a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/game/YomiGameServiceImpl.java b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/game/YomiGameServiceImpl.java
index 2d0ba4fd..5fcb81c8 100644
--- a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/game/YomiGameServiceImpl.java
+++ b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/game/YomiGameServiceImpl.java
@@ -91,6 +91,9 @@ public class YomiGameServiceImpl implements YomiGameService {
                 throw new RuntimeException("用户信息不存在");
             }
             ResultResponse<PennyAmount> balanceResp = walletGoldClient.getBalance(userId);
+            if (balanceResp == null || balanceResp.getBody() == null) {
+                throw new RuntimeException("查询用户余额失败");
+            }
 
             String token = credResp.getBody().token();
             long expireAt = System.currentTimeMillis() / 1000 + yomiConfig.getTokenExpireSeconds();
@@ -124,6 +127,9 @@ public class YomiGameServiceImpl implements YomiGameService {
                 throw new Exception("用户信息不存在");
             }
             ResultResponse<PennyAmount> response = walletGoldClient.getBalance(userId);
+            if (response == null || response.getBody() == null) {
+                throw new Exception("查询用户余额失败");
+            }
             return YomiUserInfoCO.builder()
                     .platUserId(cmd.getPlatUserId())
                     .platUserOpenId("") // 项目暂无 openId 概念，按协议传空
@@ -162,6 +168,9 @@ public class YomiGameServiceImpl implements YomiGameService {
             }
 
             WalletReceiptResDTO res = walletGoldClient.changeBalance(createReceipt(cmd)).getBody();
+            if (res == null || res.getBalance() == null) {
+                throw new Exception("wallet changeBalance failed, response is null");
+            }
             long currentBalance = res.getBalance().getDollarAmount().longValue();
 
             // 执行成功后写入幂等标记