diff --git a/rc-service/rc-service-other/other-adapter/src/main/java/com/red/circle/other/adapter/app/BdTeamRestController.java b/rc-service/rc-service-other/other-adapter/src/main/java/com/red/circle/other/adapter/app/BdTeamRestController.java
index f53aa366..0e8c309b 100644
--- a/rc-service/rc-service-other/other-adapter/src/main/java/com/red/circle/other/adapter/app/BdTeamRestController.java
+++ b/rc-service/rc-service-other/other-adapter/src/main/java/com/red/circle/other/adapter/app/BdTeamRestController.java
@@ -1,7 +1,9 @@
 package com.red.circle.other.adapter.app;
 
+import com.red.circle.common.business.dto.cmd.AppExtCommand;
 import com.red.circle.other.app.dto.clientobject.BdTeamMemberDetailCO;
 import com.red.circle.other.app.dto.clientobject.BdTeamOverviewCO;
+import com.red.circle.other.app.dto.clientobject.BdTeamSummaryCO;
 import com.red.circle.other.app.dto.cmd.BdTeamMemberDetailQueryCmd;
 import com.red.circle.other.app.dto.cmd.BdTeamQueryCmd;
 import com.red.circle.other.app.service.BdTeamService;
@@ -49,4 +51,15 @@ public class BdTeamRestController {
     public BdTeamMemberDetailCO queryMemberDetail(@RequestBody BdTeamMemberDetailQueryCmd cmd) {
         return bdTeamService.queryMemberDetail(cmd);
     }
+
+    /**
+     * 查询BD团队总览
+     * <p>
+     * 返回当前用户在BD_LEADER、BD、AGENCY三个角色下的汇总数据
+     * </p>
+     */
+    @PostMapping("/summary")
+    public BdTeamSummaryCO queryTeamSummary(AppExtCommand cmd) {
+        return bdTeamService.queryTeamSummary(cmd.getReqUserId());
+    }
 }
diff --git a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/bd/query/BdTeamSummaryQryExe.java b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/bd/query/BdTeamSummaryQryExe.java
new file mode 100644
index 00000000..16e74d82
--- /dev/null
+++ b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/bd/query/BdTeamSummaryQryExe.java
@@ -0,0 +1,289 @@
+package com.red.circle.other.app.command.bd.query;
+
+import com.alibaba.fastjson.JSON;
+import com.red.circle.component.redis.service.RedisService;
+import com.red.circle.other.app.convertor.user.UserProfileAppConvertor;
+import com.red.circle.other.app.dto.clientobject.BdTeamMemberCO;
+import com.red.circle.other.app.dto.clientobject.BdTeamSummaryCO;
+import com.red.circle.other.domain.gateway.user.UserProfileGateway;
+import com.red.circle.other.infra.database.mongo.dto.team.TeamBillMemberTarget;
+import com.red.circle.other.infra.database.mongo.entity.team.team.TeamBillCycle;
+import com.red.circle.other.infra.database.mongo.entity.team.team.TeamMemberTarget;
+import com.red.circle.other.infra.database.mongo.entity.team.team.TeamPolicyManager;
+import com.red.circle.other.infra.database.mongo.entity.team.team.TeamProfile;
+import com.red.circle.other.infra.database.mongo.service.team.TeamBillCycleUtils;
+import com.red.circle.other.infra.database.mongo.service.team.team.TeamBillCycleService;
+import com.red.circle.other.infra.database.mongo.service.team.team.TeamMemberTargetService;
+import com.red.circle.other.infra.database.mongo.service.team.team.TeamPolicyManagerService;
+import com.red.circle.other.infra.database.mongo.service.team.team.TeamProfileService;
+import com.red.circle.other.infra.database.rds.entity.team.BusinessDevelopmentBaseInfo;
+import com.red.circle.other.infra.database.rds.entity.team.BusinessDevelopmentTeam;
+import com.red.circle.other.infra.database.rds.entity.team.RoomBdLead;
+import com.red.circle.other.infra.database.rds.service.team.BusinessDevelopmentBaseInfoService;
+import com.red.circle.other.infra.database.rds.service.team.BusinessDevelopmentTeamService;
+import com.red.circle.other.infra.database.rds.service.team.RoomBdLeadService;
+import com.red.circle.other.inner.enums.team.TeamBillCycleStatus;
+import com.red.circle.other.inner.model.dto.user.UserProfileDTO;
+import com.red.circle.tool.core.collection.CollectionUtils;
+import lombok.RequiredArgsConstructor;
+import lombok.extern.slf4j.Slf4j;
+import org.springframework.stereotype.Component;
+
+import java.math.BigDecimal;
+import java.math.RoundingMode;
+import java.util.*;
+import java.util.concurrent.TimeUnit;
+import java.util.stream.Collectors;
+
+/**
+ * BD团队总览查询执行器
+ */
+@Slf4j
+@Component
+@RequiredArgsConstructor
+public class BdTeamSummaryQryExe {
+
+    private final BusinessDevelopmentTeamService businessDevelopmentTeamService;
+    private final BusinessDevelopmentBaseInfoService businessDevelopmentBaseInfoService;
+    private final TeamBillCycleService teamBillCycleService;
+    private final TeamProfileService teamProfileService;
+    private final TeamMemberTargetService teamMemberTargetService;
+    private final TeamPolicyManagerService teamPolicyManagerService;
+    private final UserProfileGateway userProfileGateway;
+    private final UserProfileAppConvertor userProfileAppConvertor;
+    private final RoomBdLeadService roomBdLeadService;
+    private final RedisService redisService;
+
+    /**
+     * 执行查询
+     */
+    public BdTeamSummaryCO execute(Long userId) {
+        // 缓存查询
+        String cacheKey = "bdteam:summary:" + userId;
+        BdTeamSummaryCO cached = redisService.getStringToObject(cacheKey, BdTeamSummaryCO.class);
+        if (cached != null) {
+            return cached;
+        }
+
+        // 查询数据
+        BdTeamSummaryCO result = queryTeamSummary(userId);
+
+        // 缓存结果（2分钟）
+        redisService.setString(cacheKey, JSON.toJSONString(result), 2, TimeUnit.MINUTES);
+
+        return result;
+    }
+
+    /**
+     * 查询团队总览
+     */
+    private BdTeamSummaryCO queryTeamSummary(Long userId) {
+        BdTeamSummaryCO summary = new BdTeamSummaryCO();
+
+        // 获取当前账单周期
+        Integer currentBillBelong = TeamBillCycleUtils.getCalcBillBelong();
+
+        // 查询三个角色的数据
+        BdTeamSummaryCO.TeamSummaryItem bdLeaderTeams = queryBdLeaderSummary(userId, currentBillBelong);
+        BdTeamSummaryCO.TeamSummaryItem bdTeams = queryBdSummary(userId, currentBillBelong);
+        BdTeamSummaryCO.TeamSummaryItem agencyTeams = queryAgencySummary(userId, currentBillBelong);
+
+        summary.setBdLeaderTeams(bdLeaderTeams);
+        summary.setBdTeams(bdTeams);
+        summary.setAgencyTeams(agencyTeams);
+
+        // Team earnings this period = BD Teams 的 totalIncome
+        summary.setTeamEarningsThisPeriod(bdTeams.getTotalIncome());
+
+        return summary;
+    }
+
+    /**
+     * 查询 BD Leader 汇总
+     */
+    private BdTeamSummaryCO.TeamSummaryItem queryBdLeaderSummary(Long bdLeaderUserId, Integer currentBillBelong) {
+        BdTeamSummaryCO.TeamSummaryItem item = new BdTeamSummaryCO.TeamSummaryItem();
+
+        // 查询该 Leader 下的所有 BD
+        List<BusinessDevelopmentBaseInfo> bdList =
+                businessDevelopmentBaseInfoService.listBdByLeadUserId(bdLeaderUserId);
+
+        if (CollectionUtils.isEmpty(bdList)) {
+            item.setCount(0);
+            item.setTotalIncome(BigDecimal.ZERO);
+            return item;
+        }
+
+        // 过滤BD Leader
+        Set<Long> bdIdSet = bdList.stream()
+                .map(BusinessDevelopmentBaseInfo::getUserId)
+                .collect(Collectors.toSet());
+        List<RoomBdLead> roomBdLeads = roomBdLeadService.listByUserIds(bdIdSet);
+        
+        if (CollectionUtils.isEmpty(roomBdLeads)) {
+            item.setCount(0);
+            item.setTotalIncome(BigDecimal.ZERO);
+            return item;
+        }
+
+        List<Long> bdLeaderIdList = roomBdLeads.stream()
+                .map(RoomBdLead::getUserId)
+                .toList();
+        bdList = bdList.stream()
+                .filter(e -> !e.getUserId().equals(bdLeaderUserId))
+                .filter(e -> bdLeaderIdList.contains(e.getUserId()))
+                .collect(Collectors.toList());
+
+        item.setCount(bdList.size());
+
+        // 汇总所有 BD 的收入
+        BigDecimal totalIncome = BigDecimal.ZERO;
+        for (BusinessDevelopmentBaseInfo bdInfo : bdList) {
+            List<BusinessDevelopmentTeam> bdTeamList =
+                    businessDevelopmentTeamService.listByUserId(bdInfo.getUserId());
+            if (CollectionUtils.isNotEmpty(bdTeamList)) {
+                BigDecimal bdIncome = calculateBdTotalIncome(bdTeamList, currentBillBelong);
+                totalIncome = totalIncome.add(bdIncome);
+            }
+        }
+
+        item.setTotalIncome(totalIncome);
+        return item;
+    }
+
+    /**
+     * 查询 BD 汇总
+     */
+    private BdTeamSummaryCO.TeamSummaryItem queryBdSummary(Long bdUserId, Integer currentBillBelong) {
+        BdTeamSummaryCO.TeamSummaryItem item = new BdTeamSummaryCO.TeamSummaryItem();
+
+        // 查询该用户下的所有 Agency 团队
+        List<BusinessDevelopmentTeam> bdTeamList = businessDevelopmentTeamService.listByUserId(bdUserId);
+
+        if (CollectionUtils.isEmpty(bdTeamList)) {
+            item.setCount(0);
+            item.setTotalIncome(BigDecimal.ZERO);
+            return item;
+        }
+
+        item.setCount(bdTeamList.size());
+
+        // 计算总收入
+        BigDecimal totalIncome = calculateBdTotalIncome(bdTeamList, currentBillBelong);
+        item.setTotalIncome(totalIncome);
+
+        return item;
+    }
+
+    /**
+     * 查询 Agency 汇总
+     */
+    private BdTeamSummaryCO.TeamSummaryItem queryAgencySummary(Long agencyUserId, Integer currentBillBelong) {
+        BdTeamSummaryCO.TeamSummaryItem item = new BdTeamSummaryCO.TeamSummaryItem();
+
+        // 查询该用户的所有团队
+        List<BusinessDevelopmentTeam> bdTeamList = businessDevelopmentTeamService.listByUserId(agencyUserId);
+
+        if (CollectionUtils.isEmpty(bdTeamList)) {
+            item.setCount(0);
+            item.setTotalIncome(BigDecimal.ZERO);
+            return item;
+        }
+
+        item.setCount(bdTeamList.size());
+
+        // 获取团队ID集合
+        Set<Long> teamIdSet = bdTeamList.stream()
+                .map(BusinessDevelopmentTeam::getTeamId)
+                .collect(Collectors.toSet());
+
+        // 查询账单数据
+        Map<Long, TeamBillCycle> billCycleMap = teamBillCycleService.mapByTeamIds2(
+                teamIdSet, currentBillBelong, TeamBillCycleStatus.UNPAID);
+
+        Map<Long, List<TeamMemberTarget>> memberTargetMap =
+                teamMemberTargetService.mapMemberBillTarget(teamIdSet, currentBillBelong);
+
+        // 查询区域政策
+        Map<String, TeamPolicyManager> policyManagerMap = teamPolicyManagerService.mapRegionRelease(
+                billCycleMap.values().stream()
+                        .map(TeamBillCycle::getRegion)
+                        .collect(Collectors.toSet()));
+
+        // 计算总收入
+        BigDecimal totalIncome = BigDecimal.ZERO;
+        for (BusinessDevelopmentTeam bdTeam : bdTeamList) {
+            BigDecimal teamIncome = getTeamTotalSalary(
+                    billCycleMap, memberTargetMap, policyManagerMap, bdTeam.getTeamId());
+            totalIncome = totalIncome.add(teamIncome);
+        }
+
+        item.setTotalIncome(totalIncome);
+        return item;
+    }
+
+    /**
+     * 计算 BD 的总收入（汇总其所有 Agency 团队的收入）
+     */
+    private BigDecimal calculateBdTotalIncome(List<BusinessDevelopmentTeam> bdTeamList, Integer currentBillBelong) {
+        // 1. 获取所有团队ID
+        Set<Long> teamIdSet = bdTeamList.stream()
+                .map(BusinessDevelopmentTeam::getTeamId)
+                .collect(Collectors.toSet());
+
+        // 2. 查询账单周期
+        Map<Long, TeamBillCycle> billCycleMap = teamBillCycleService.mapByTeamIds2(
+                teamIdSet, currentBillBelong, TeamBillCycleStatus.UNPAID);
+
+        // 3. 查询成员目标
+        Map<Long, List<TeamMemberTarget>> memberTargetMap =
+                teamMemberTargetService.mapMemberBillTarget(teamIdSet, currentBillBelong);
+
+        // 4. 查询区域政策
+        Map<String, TeamPolicyManager> policyManagerMap = teamPolicyManagerService.mapRegionRelease(
+                billCycleMap.values().stream()
+                        .map(TeamBillCycle::getRegion)
+                        .collect(Collectors.toSet()));
+
+        // 5. 计算每个团队的收入并汇总
+        BigDecimal totalIncome = BigDecimal.ZERO;
+        for (BusinessDevelopmentTeam bdTeam : bdTeamList) {
+            Long teamId = bdTeam.getTeamId();
+            BigDecimal teamIncome = getTeamTotalSalary(billCycleMap, memberTargetMap, policyManagerMap, teamId);
+            totalIncome = totalIncome.add(teamIncome);
+        }
+
+        return totalIncome;
+    }
+
+    /**
+     * 计算单个团队的总收入
+     */
+    private BigDecimal getTeamTotalSalary(
+            Map<Long, TeamBillCycle> billCycleMap,
+            Map<Long, List<TeamMemberTarget>> teamMemberTargetMap,
+            Map<String, TeamPolicyManager> policyManagerMap,
+            Long teamId) {
+
+        TeamBillCycle billCycle = billCycleMap.get(teamId);
+        if (billCycle == null) {
+            return BigDecimal.ZERO;
+        }
+
+        List<TeamMemberTarget> targetList = teamMemberTargetMap.get(teamId);
+        List<TeamBillMemberTarget> memberTargets = TeamBillCycleUtils.calculatorPolicyTarget(
+                targetList, policyManagerMap.get(billCycle.getRegion()));
+
+        return ownTotalSalary(memberTargets);
+    }
+
+    /**
+     * 汇总成员工资
+     */
+    private BigDecimal ownTotalSalary(List<TeamBillMemberTarget> teamBillMemberTargets) {
+        return teamBillMemberTargets.stream()
+                .map(TeamBillMemberTarget::getTotalSalary)
+                .reduce(BigDecimal.ZERO, BigDecimal::add)
+                .setScale(2, RoundingMode.DOWN);
+    }
+}
diff --git a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/BdTeamServiceImpl.java b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/BdTeamServiceImpl.java
index 1d0bd78e..a6061035 100644
--- a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/BdTeamServiceImpl.java
+++ b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/service/BdTeamServiceImpl.java
@@ -2,8 +2,10 @@ package com.red.circle.other.app.service;
 
 import com.red.circle.other.app.command.bd.query.BdTeamMemberDetailQryExe;
 import com.red.circle.other.app.command.bd.query.BdTeamQryExe;
+import com.red.circle.other.app.command.bd.query.BdTeamSummaryQryExe;
 import com.red.circle.other.app.dto.clientobject.BdTeamMemberDetailCO;
 import com.red.circle.other.app.dto.clientobject.BdTeamOverviewCO;
+import com.red.circle.other.app.dto.clientobject.BdTeamSummaryCO;
 import com.red.circle.other.app.dto.cmd.BdTeamMemberDetailQueryCmd;
 import com.red.circle.other.app.dto.cmd.BdTeamQueryCmd;
 import lombok.RequiredArgsConstructor;
@@ -20,6 +22,7 @@ public class BdTeamServiceImpl implements BdTeamService {
 
     private final BdTeamQryExe bdTeamQryExe;
     private final BdTeamMemberDetailQryExe bdTeamMemberDetailQryExe;
+    private final BdTeamSummaryQryExe bdTeamSummaryQryExe;
 
     @Override
     public BdTeamOverviewCO queryTeamOverview(BdTeamQueryCmd cmd) {
@@ -30,4 +33,9 @@ public class BdTeamServiceImpl implements BdTeamService {
     public BdTeamMemberDetailCO queryMemberDetail(BdTeamMemberDetailQueryCmd cmd) {
         return bdTeamMemberDetailQryExe.execute(cmd);
     }
+
+    @Override
+    public BdTeamSummaryCO queryTeamSummary(Long userId) {
+        return bdTeamSummaryQryExe.execute(userId);
+    }
 }
diff --git a/rc-service/rc-service-other/other-client/src/main/java/com/red/circle/other/app/dto/clientobject/BdTeamSummaryCO.java b/rc-service/rc-service-other/other-client/src/main/java/com/red/circle/other/app/dto/clientobject/BdTeamSummaryCO.java
new file mode 100644
index 00000000..e73e0fed
--- /dev/null
+++ b/rc-service/rc-service-other/other-client/src/main/java/com/red/circle/other/app/dto/clientobject/BdTeamSummaryCO.java
@@ -0,0 +1,48 @@
+package com.red.circle.other.app.dto.clientobject;
+
+import lombok.Data;
+
+import java.math.BigDecimal;
+
+/**
+ * BD团队总览
+ */
+@Data
+public class BdTeamSummaryCO {
+
+    /**
+     * 本期团队收入（My BD Teams 的 totalIncome）
+     */
+    private BigDecimal teamEarningsThisPeriod;
+
+    /**
+     * My BD Leader Teams 信息
+     */
+    private TeamSummaryItem bdLeaderTeams;
+
+    /**
+     * My BD Teams 信息
+     */
+    private TeamSummaryItem bdTeams;
+
+    /**
+     * My Agency Teams 信息
+     */
+    private TeamSummaryItem agencyTeams;
+
+    /**
+     * 团队汇总项
+     */
+    @Data
+    public static class TeamSummaryItem {
+        /**
+         * 团队数量
+         */
+        private Integer count;
+
+        /**
+         * 总收入
+         */
+        private BigDecimal totalIncome;
+    }
+}
diff --git a/rc-service/rc-service-other/other-client/src/main/java/com/red/circle/other/app/service/BdTeamService.java b/rc-service/rc-service-other/other-client/src/main/java/com/red/circle/other/app/service/BdTeamService.java
index cabb97df..cd2801e0 100644
--- a/rc-service/rc-service-other/other-client/src/main/java/com/red/circle/other/app/service/BdTeamService.java
+++ b/rc-service/rc-service-other/other-client/src/main/java/com/red/circle/other/app/service/BdTeamService.java
@@ -2,6 +2,7 @@ package com.red.circle.other.app.service;
 
 import com.red.circle.other.app.dto.clientobject.BdTeamMemberDetailCO;
 import com.red.circle.other.app.dto.clientobject.BdTeamOverviewCO;
+import com.red.circle.other.app.dto.clientobject.BdTeamSummaryCO;
 import com.red.circle.other.app.dto.cmd.BdTeamMemberDetailQueryCmd;
 import com.red.circle.other.app.dto.cmd.BdTeamQueryCmd;
 
@@ -33,4 +34,15 @@ public interface BdTeamService {
      * @return 成员详情
      */
     BdTeamMemberDetailCO queryMemberDetail(BdTeamMemberDetailQueryCmd cmd);
+
+    /**
+     * 查询BD团队总览
+     * <p>
+     * 返回当前用户在BD_LEADER、BD、AGENCY三个角色下的汇总数据
+     * </p>
+     *
+     * @param userId 用户ID
+     * @return 团队总览
+     */
+    BdTeamSummaryCO queryTeamSummary(Long userId);
 }