diff --git a/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/bank/UserBankTransferGoldCmdExe.java b/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/bank/UserBankTransferGoldCmdExe.java
index 5c5dfe6f..4d78c90a 100644
--- a/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/bank/UserBankTransferGoldCmdExe.java
+++ b/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/bank/UserBankTransferGoldCmdExe.java
@@ -28,12 +28,14 @@ import com.red.circle.wallet.infra.database.mongo.entity.bank.UserBankRunningWat
 import com.red.circle.wallet.infra.database.mongo.service.bank.UserBankBalanceService;
 import com.red.circle.wallet.infra.database.mongo.service.bank.UserBankRunningWaterService;
 import com.red.circle.wallet.infra.database.mongo.service.bank.UserBankWithdrawGoldApplyService;
+import com.red.circle.wallet.infra.database.rds.entity.freight.FreightBalance;
 import com.red.circle.wallet.infra.database.rds.entity.freight.FreightBalanceRunningWater;
 import com.red.circle.wallet.infra.database.rds.service.auth.PayAuthService;
 import com.red.circle.wallet.infra.database.rds.service.diamond.SalaryDiamondBalanceService;
 import com.red.circle.wallet.infra.database.rds.service.diamond.SalaryDiamondRunningWaterService;
 import com.red.circle.wallet.infra.database.rds.service.freight.FreightBalanceRunningWaterService;
 import com.red.circle.wallet.infra.database.rds.service.freight.FreightBalanceService;
+import com.red.circle.wallet.inner.error.FreightErrorCode;
 import com.red.circle.wallet.inner.error.WalletErrorCode;
 import com.red.circle.wallet.inner.model.dto.BankBalanceDTO;
 import com.red.circle.wallet.inner.model.enums.FreightBalanceOrigin;
@@ -46,6 +48,7 @@ import java.math.BigDecimal;
 import java.math.RoundingMode;
 import java.util.List;
 import java.util.Objects;
+import java.util.Optional;
 import java.util.stream.Collectors;
 
 /**
@@ -92,6 +95,14 @@ public class UserBankTransferGoldCmdExe {
       // 获得区域兑换比例金币比例
       Double goldRatio = getExchangeGoldRatio(cmd);
 
+        BigDecimal goldQuantity = BigDecimal.valueOf(goldRatio).multiply(cmd.getAmount()).setScale(0, RoundingMode.DOWN);
+
+        FreightBalance freightBalance = freightBalanceService.getFreightBalance(cmd.getAcceptUserId());
+        ResponseAssert.notNull(FreightErrorCode.NOT_FREIGHT, freightBalance);
+
+        long result = goldQuantity.divide(new BigDecimal(10000), RoundingMode.DOWN).setScale(0, RoundingMode.DOWN).longValue();
+        ResponseAssert.isTrue(FreightErrorCode.NOT_THRESHOLD, result >= Optional.ofNullable(freightBalance.getDeliveryThreshold()).orElse(0));
+
       // 扣钱
       BankBalanceDTO decrUserBankBalanceDTO = userBankBalanceService.decr(cmd.requiredReqUserId(),
           PennyAmount.ofDollar(cmd.getAmount()));
@@ -118,7 +129,6 @@ public class UserBankTransferGoldCmdExe {
               .setCreateUserOrigin(OpUserType.APP.getType())
       );
 
-      BigDecimal goldQuantity = BigDecimal.valueOf(goldRatio).multiply(cmd.getAmount()).setScale(0, RoundingMode.DOWN);
       // 发送金额
       sendGold(cmd, freight, goldQuantity, bankRunWaterId, "转账金币");
 
diff --git a/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/freight/SendFreightShipCmdExe.java b/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/freight/SendFreightShipCmdExe.java
index f8693e08..23231b2a 100644
--- a/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/freight/SendFreightShipCmdExe.java
+++ b/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/freight/SendFreightShipCmdExe.java
@@ -102,12 +102,6 @@ public class SendFreightShipCmdExe {
     ResponseAssert.isTrue(WalletErrorCode.INSUFFICIENT_BALANCE,
         ArithmeticUtils.gte(cmd.getQuantity(), BigDecimal.ZERO));
 
-      FreightBalance freightBalance = freightBalanceService.getFreightBalance(cmd.getReqUserId());
-      ResponseAssert.notNull(FreightErrorCode.NOT_FREIGHT, freightBalance);
-
-      long result = cmd.getQuantity().divide(new BigDecimal(10000), RoundingMode.DOWN).setScale(0, RoundingMode.DOWN).longValue();
-      ResponseAssert.isTrue(FreightErrorCode.NOT_THRESHOLD, result >= Optional.ofNullable(freightBalance.getDeliveryThreshold()).orElse(0));
-
     // 支付密码效验
     checkPayPassword(cmd);
 
diff --git a/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/salary/SalaryTransferGoldCmdExe.java b/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/salary/SalaryTransferGoldCmdExe.java
index 4772d4e4..f35b78d6 100644
--- a/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/salary/SalaryTransferGoldCmdExe.java
+++ b/rc-service/rc-service-wallet/wallet-application/src/main/java/com/red/circle/wallet/app/command/salary/SalaryTransferGoldCmdExe.java
@@ -26,9 +26,11 @@ import com.red.circle.wallet.domain.wallet.WalletReceipt;
 import com.red.circle.wallet.infra.database.mongo.entity.bank.UserBankRunningWater;
 import com.red.circle.wallet.infra.database.mongo.service.bank.UserBankBalanceService;
 import com.red.circle.wallet.infra.database.mongo.service.bank.UserBankRunningWaterService;
+import com.red.circle.wallet.infra.database.rds.entity.freight.FreightBalance;
 import com.red.circle.wallet.infra.database.rds.entity.freight.FreightBalanceRunningWater;
 import com.red.circle.wallet.infra.database.rds.service.freight.FreightBalanceRunningWaterService;
 import com.red.circle.wallet.infra.database.rds.service.freight.FreightBalanceService;
+import com.red.circle.wallet.inner.error.FreightErrorCode;
 import com.red.circle.wallet.inner.error.WalletErrorCode;
 import com.red.circle.wallet.inner.model.dto.BankBalanceDTO;
 import com.red.circle.wallet.inner.model.enums.FreightBalanceOrigin;
@@ -41,6 +43,7 @@ import java.math.BigDecimal;
 import java.math.RoundingMode;
 import java.util.List;
 import java.util.Objects;
+import java.util.Optional;
 import java.util.stream.Collectors;
 
 /**
@@ -89,14 +92,20 @@ public class SalaryTransferGoldCmdExe {
       Double goldRatio = getExchangeGoldRatio(cmd);
         Long bankRunWaterId = IdWorkerUtils.getId();
 
+        BigDecimal goldQuantity = BigDecimal.valueOf(goldRatio).multiply(cmd.getAmount()).setScale(0, RoundingMode.DOWN);
+
+        FreightBalance freightBalance = freightBalanceService.getFreightBalance(cmd.getAcceptUserId());
+        ResponseAssert.notNull(FreightErrorCode.NOT_FREIGHT, freightBalance);
+
+        long result = goldQuantity.divide(new BigDecimal(10000), RoundingMode.DOWN).setScale(0, RoundingMode.DOWN).longValue();
+        ResponseAssert.isTrue(FreightErrorCode.NOT_THRESHOLD, result >= Optional.ofNullable(freightBalance.getDeliveryThreshold()).orElse(0));
+
       // 扣钱
       cmd.setReqTraceId(String.valueOf(bankRunWaterId));
       SalaryReceipt receipt = salaryAccountConvertor.toTransferReceipt(cmd);
       SalaryReceiptRes salaryReceiptRes = salaryAccountGateway.changeBalance(receipt);
       ResponseAssert.notNull(WalletErrorCode.INSUFFICIENT_BALANCE, salaryReceiptRes);
 
-      BigDecimal goldQuantity = BigDecimal.valueOf(goldRatio).multiply(cmd.getAmount()).setScale(0, RoundingMode.DOWN);
-
       // 发送金额
       sendGold(cmd, freight, goldQuantity, bankRunWaterId, "转账金币");