diff --git a/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamCreateCmd.java b/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamCreateCmd.java
index 1ed9d6e3..fbe5276e 100644
--- a/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamCreateCmd.java
+++ b/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamCreateCmd.java
@@ -49,6 +49,11 @@ public class TeamCreateCmd extends CommonCommand {
    */
   private TeamSetting setting;
 
+  /**
+   * 允许提现开关.
+   */
+  private Boolean withdrawalEnabled;
+
   /**
    * 国家.
    */
diff --git a/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamProfileCmd.java b/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamProfileCmd.java
index b4d83f9d..b2f90d3c 100644
--- a/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamProfileCmd.java
+++ b/rc-service/rc-inner-api/other-inner/other-inner-model/src/main/java/com/red/circle/other/inner/model/cmd/team/TeamProfileCmd.java
@@ -66,6 +66,11 @@ public class TeamProfileCmd extends CommonCommand {
    */
   private TeamSetting setting;
 
+  /**
+   * 允许提现开关.
+   */
+  private Boolean withdrawalEnabled;
+
   /**
    * 国家.
    */
diff --git a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/BdInviteMessageProcessExe.java b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/BdInviteMessageProcessExe.java
index d662766a..9d166119 100644
--- a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/BdInviteMessageProcessExe.java
+++ b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/BdInviteMessageProcessExe.java
@@ -164,6 +164,8 @@ public class BdInviteMessageProcessExe {
         .setSysOrigin(cmd.requireReqSysOrigin())
         .setOwnUserId(userProfile.getId())
         .setRemarks(CollectionUtils.newArrayList())
+            //默认开启提现
+        .setWithdrawalEnabled(true)
         .setStatus(TeamStatus.AVAILABLE)
         .setSetting(new TeamSetting()
             .setMaxMember(1000)
diff --git a/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamProfileClientServiceImpl.java b/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamProfileClientServiceImpl.java
index 2f22df93..69a25d75 100644
--- a/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamProfileClientServiceImpl.java
+++ b/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamProfileClientServiceImpl.java
@@ -190,6 +190,7 @@ public class TeamProfileClientServiceImpl implements TeamProfileClientService {
 
   @Override
   public void create(TeamProfileCmd cmd) {
+    cmd.setWithdrawalEnabled(Objects.isNull(cmd.getWithdrawalEnabled()) || cmd.getWithdrawalEnabled());
     teamProfileService.create(teamInfraConvertor.toTeamProfile(cmd));
   }
 
@@ -243,6 +244,7 @@ public class TeamProfileClientServiceImpl implements TeamProfileClientService {
     );
     teamProfile.setRemarks(Lists.newArrayList());
     teamProfile.setSetting(cmd.getSetting());
+    teamProfile.setWithdrawalEnabled(Objects.isNull(cmd.getWithdrawalEnabled()) || cmd.getWithdrawalEnabled());
     teamProfile.setCountry(
         new TeamCountry()
             .setCountryId(userProfile.getCountryId())