diff --git a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/query/TeamMemberWorkQryExe.java b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/query/TeamMemberWorkQryExe.java
index 0324872c..3a2c190a 100644
--- a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/query/TeamMemberWorkQryExe.java
+++ b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/team/query/TeamMemberWorkQryExe.java
@@ -104,7 +104,8 @@ public class TeamMemberWorkQryExe {
             teamBillCycle -> Objects.equals(teamBillCycle.getStatus(), TeamBillCycleStatus.UNPAID))
         .collect(Collectors.toList());
 
-    Map<String, TeamPolicyManager> regionPolicy = teamPolicyManagerService.mapRegionRelease(
+    // 使用新的方法，支持 countryCode
+    Map<String, TeamPolicyManager> regionPolicy = teamPolicyManagerService.mapRegionReleaseWithCountry(
         unpaidBillCycles.stream().map(TeamBillCycle::getRegion).collect(Collectors.toSet())
     );
 
@@ -153,12 +154,17 @@ public class TeamMemberWorkQryExe {
                       return co;
                   }
 
-                  TeamPolicyManager policy = regionPolicy.get(bill.getRegion());
+                  // 使用 target 自身的 region 和 countryCode 查找匹配的 policy
+                  TeamPolicyManager policy = TeamBillCycleUtils.getPolicyFromMap(
+                      regionPolicy,
+                      target.getRegion(),
+                      target.getCountryCode());
+                  
                   if (Objects.isNull(policy)) {
                       return co;
                   }
 
-                  TeamBillMemberTarget teamBillMemberTarget = calculatorTarget(target, policy);
+                  TeamBillMemberTarget teamBillMemberTarget = TeamBillCycleUtils.calculatorPolicyTarget(target, policy);
                   co.getTarget().setSettlementResult(
                           teamAppConvertor.toTeamMemberTargetSettlementResultCO(teamBillMemberTarget)
                   );
@@ -190,12 +196,12 @@ public class TeamMemberWorkQryExe {
 
   private TeamBillMemberTarget calculatorTarget(TeamMemberTarget target,
       TeamPolicyManager policy) {
-    //2fun新增钻石政策
+
     if (Objects.isNull(policy.getPolicyType()) || Objects.equals("MONEY", policy.getPolicyType())) {
       return TeamBillCycleUtils.calculatorPolicyTarget(target, policy);
     }
-    BillDiamondBalance billDiamondBalance = billDiamondBalanceService.getEntityByBillBelongAndUserId(target.getSysOrigin(), target.getBillBelong(), target.getUserId());
 
+    BillDiamondBalance billDiamondBalance = billDiamondBalanceService.getEntityByBillBelongAndUserId(target.getSysOrigin(), target.getBillBelong(), target.getUserId());
     return TeamBillCycleUtils.calculatorPolicyDiamondTarget(target, policy, Objects.nonNull(billDiamondBalance) ? billDiamondBalance.getConsumptionPoints() : BigDecimal.ZERO);
   }
 
diff --git a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/entity/team/team/TeamMemberTarget.java b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/entity/team/team/TeamMemberTarget.java
index 10db288e..ddce5f38 100644
--- a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/entity/team/team/TeamMemberTarget.java
+++ b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/entity/team/team/TeamMemberTarget.java
@@ -45,6 +45,16 @@ public class TeamMemberTarget implements Serializable {
    */
   private String sysOrigin;
 
+  /**
+   * 区域ID
+   */
+  private String region;
+
+  /**
+   * 国家code
+   */
+  private String countryCode;
+
   /**
    * 团队id.
    */
diff --git a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/TeamBillCycleUtils.java b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/TeamBillCycleUtils.java
index 7f6b4df4..2618ce44 100644
--- a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/TeamBillCycleUtils.java
+++ b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/TeamBillCycleUtils.java
@@ -15,6 +15,7 @@ import com.red.circle.other.inner.enums.team.TeamMemberTargetStatus;
 import com.red.circle.tool.core.collection.CollectionUtils;
 import com.red.circle.tool.core.date.ZonedDateTimeAsiaRiyadhUtils;
 import com.red.circle.tool.core.num.NumUtils;
+import com.red.circle.tool.core.text.StringUtils;
 import org.jetbrains.annotations.NotNull;
 import org.slf4j.Logger;
 import org.slf4j.LoggerFactory;
@@ -36,6 +37,58 @@ public final class TeamBillCycleUtils {
 
   private static final Logger log = LoggerFactory.getLogger(TeamBillCycleUtils.class);
 
+  /**
+   * Policy Map Key 分隔符.
+   */
+  public static final String POLICY_KEY_DELIMITER = "_";
+
+  /**
+   * 默认国家代码（通用政策）.
+   */
+  public static final String DEFAULT_COUNTRY_CODE = "DEFAULT";
+
+  /**
+   * 构建 policy map 的 key.
+   *
+   * @param region      区域
+   * @param countryCode 国家代码
+   * @return map key，格式：region_countryCode 或 region_DEFAULT
+   */
+  public static String buildPolicyMapKey(String region, String countryCode) {
+    return region + POLICY_KEY_DELIMITER +
+        (StringUtils.isNotBlank(countryCode) ? countryCode : DEFAULT_COUNTRY_CODE);
+  }
+
+  /**
+   * 从 policy map 中获取匹配的政策（支持 fallback）.
+   *
+   * @param policyMap   政策 Map
+   * @param region      区域
+   * @param countryCode 国家代码
+   * @return 匹配的政策，优先返回精确匹配的，没有则返回通用政策（countryCode=null）
+   */
+  public static TeamPolicyManager getPolicyFromMap(
+      Map<String, TeamPolicyManager> policyMap,
+      String region,
+      String countryCode) {
+
+    if (policyMap == null || region == null) {
+      return null;
+    }
+
+    // 1. 先找精确匹配 countryCode 的政策
+    String key = buildPolicyMapKey(region, countryCode);
+    TeamPolicyManager policy = policyMap.get(key);
+
+    // 2. Fallback：如果没找到，查找通用政策（countryCode = null）
+    if (policy == null) {
+      key = buildPolicyMapKey(region, null);
+      policy = policyMap.get(key);
+    }
+
+    return policy;
+  }
+
   /**
    * 团队周期数.
    */
@@ -247,6 +300,66 @@ public final class TeamBillCycleUtils {
     }).filter(Objects::nonNull).collect(Collectors.toList());
   }
 
+  /**
+   * 计算成员工作情况（Map版本 - 支持多region和countryCode）.
+   *
+   * @param targets   目标列表，每个target包含region和countryCode
+   * @param policyMap 政策Map，key格式：region_countryCode
+   * @return 计算结果列表
+   */
+  public static List<TeamBillMemberTarget> calculatorPolicyTargetWithMap(
+      List<TeamMemberTarget> targets,
+      Map<String, TeamPolicyManager> policyMap) {
+
+    if (CollectionUtils.isEmpty(targets)) {
+      return Lists.newArrayList();
+    }
+
+    // 按 region + countryCode 分组
+    Map<String, List<TeamMemberTarget>> groupedTargets = targets.stream()
+        .filter(target -> !Boolean.TRUE.equals(target.getHistory()))
+        .collect(Collectors.groupingBy(target ->
+            buildPolicyMapKey(target.getRegion(), target.getCountryCode())));
+
+    List<TeamBillMemberTarget> allResults = new ArrayList<>();
+
+    // 对每组使用对应的 policy 计算
+    groupedTargets.forEach((policyKey, groupTargets) -> {
+      // 取第一个 target 只是为了获取 region 和 countryCode（同一组的都相同）
+      TeamMemberTarget firstTarget = groupTargets.get(0);
+      // 从 map 中获取对应的 policy（自动 fallback）
+      TeamPolicyManager policy = getPolicyFromMap(
+          policyMap,
+          firstTarget.getRegion(),
+          firstTarget.getCountryCode());
+
+      if (policy != null) {
+        // 使用原有的单 policy 计算逻辑，传入整个 groupTargets 列表
+        List<TeamBillMemberTarget> results = calculatorPolicyTarget(groupTargets, policy);
+        allResults.addAll(results);
+      } else {
+        // 没有匹配的政策，返回默认值
+        groupTargets.forEach(target -> {
+          TeamBillMemberTarget defaultTarget = new TeamBillMemberTarget()
+              .setTargetId(target.getTimeId())
+              .setSysOrigin(target.getSysOrigin())
+              .setUserId(target.getUserId())
+              .setAcceptGiftValue(target.sumAcceptGiftValue())
+              .setGiveGiftValue(target.sumGiveGiftValue())
+              .setRoomValue(target.sumRoomValue())
+              .setOnlineTime(target.sumAllTargetTime())
+              .setMemberSalary(BigDecimal.ZERO)
+              .setOwnSalary(BigDecimal.ZERO)
+              .setTotalSalary(BigDecimal.ZERO)
+              .setSatisfyLevel(Boolean.FALSE);
+          allResults.add(defaultTarget);
+        });
+      }
+    });
+
+    return allResults;
+  }
+
     /**
      * 计算上月溢出值.
      */
diff --git a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/TeamPolicyManagerService.java b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/TeamPolicyManagerService.java
index 693abdb9..8877dac3 100644
--- a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/TeamPolicyManagerService.java
+++ b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/TeamPolicyManagerService.java
@@ -61,6 +61,14 @@ public interface TeamPolicyManagerService {
    */
   Map<String, TeamPolicyManager> mapRegionRelease(Set<String> regions);
 
+  /**
+   * 批量查询已发布政策（支持多countryCode）.
+   *
+   * @param regions 区域集合
+   * @return Map，key格式：region_countryCode 或 region_DEFAULT
+   */
+  Map<String, TeamPolicyManager> mapRegionReleaseWithCountry(Set<String> regions);
+
   /**
    * 根据id查询对象.
    */
diff --git a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/impl/TeamPolicyManagerServiceImpl.java b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/impl/TeamPolicyManagerServiceImpl.java
index 6c7cc1e7..3af49186 100644
--- a/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/impl/TeamPolicyManagerServiceImpl.java
+++ b/rc-service/rc-service-other/other-infrastructure/src/main/java/com/red/circle/other/infra/database/mongo/service/team/team/impl/TeamPolicyManagerServiceImpl.java
@@ -122,6 +122,42 @@ public class TeamPolicyManagerServiceImpl implements TeamPolicyManagerService {
         .collect(Collectors.toMap(TeamPolicyManager::getRegion, v -> v));
   }
 
+  @Override
+  public Map<String, TeamPolicyManager> mapRegionReleaseWithCountry(Set<String> regions) {
+
+    if (CollectionUtils.isEmpty(regions)) {
+      return Maps.newHashMap();
+    }
+
+    // 查询所有 region 的已发布政策（所有 countryCode）
+    List<TeamPolicyManager> policies = mongoTemplate.find(
+        Query.query(Criteria.where("region").in(regions)
+            .and("release").is(Boolean.TRUE)),
+        TeamPolicyManager.class);
+
+    if (CollectionUtils.isEmpty(policies)) {
+      return Maps.newHashMap();
+    }
+
+    // 构建Map，key = region + "_" + countryCode
+    return policies.stream()
+        .collect(Collectors.toMap(
+            policy -> buildPolicyMapKey(policy.getRegion(), policy.getCountryCode()),
+            policy -> policy,
+            (existing, replacement) -> existing
+        ));
+  }
+
+  /**
+   * 构建policy map的key.
+   */
+  private String buildPolicyMapKey(String region, String countryCode) {
+    String delimiter = "_";
+    String defaultCountry = "DEFAULT";
+    return region + delimiter +
+        (StringUtils.isNotBlank(countryCode) ? countryCode : defaultCountry);
+  }
+
   @Override
   public TeamPolicyManager getById(Long id) {
     return mongoTemplate.findOne(Query.query(Criteria.where("id").is(id)), TeamPolicyManager.class);