diff --git a/src/features/operations/api.test.ts b/src/features/operations/api.test.ts
index 202b36e..a9e629c 100644
--- a/src/features/operations/api.test.ts
+++ b/src/features/operations/api.test.ts
@@ -30,6 +30,7 @@ test("gift diamond ratio APIs use operations paths", async () => {
     await updateGiftDiamondRatios({
         regionId: 1001,
         ratios: { lucky: "40.00", normal: "30.00", super_lucky: "50.00" },
+        returnCoinRatios: { lucky: "10.00", normal: "30.00", super_lucky: "1.00" },
     });
 
     const [getUrl, getInit] = vi.mocked(fetch).mock.calls[0];
@@ -43,6 +44,7 @@ test("gift diamond ratio APIs use operations paths", async () => {
     expect(JSON.parse(String(putInit?.body))).toMatchObject({
         regionId: 1001,
         ratios: { lucky: "40.00", normal: "30.00", super_lucky: "50.00" },
+        returnCoinRatios: { lucky: "10.00", normal: "30.00", super_lucky: "1.00" },
     });
 });
 
diff --git a/src/features/operations/api.ts b/src/features/operations/api.ts
index ca7ed84..275d524 100644
--- a/src/features/operations/api.ts
+++ b/src/features/operations/api.ts
@@ -16,6 +16,7 @@ export interface GiftDiamondRatioItem {
     effectiveRegionId: number;
     giftTypeCode: string;
     ratioPercent: string;
+    returnCoinRatioPercent: string;
     regionId: number;
     status: string;
     updatedAtMs?: number;
@@ -226,6 +227,7 @@ export function getGiftDiamondRatios(regionId: string | number): Promise<GiftDia
 export function updateGiftDiamondRatios(payload: {
     regionId: number;
     ratios: Record<string, string>;
+    returnCoinRatios: Record<string, string>;
 }): Promise<GiftDiamondRatioResponse> {
     return apiRequest<GiftDiamondRatioResponse, typeof payload>("/v1/admin/operations/gift-diamond-ratios", {
         body: payload,
diff --git a/src/features/operations/operations.module.css b/src/features/operations/operations.module.css
index 7b4b836..2146bb0 100644
--- a/src/features/operations/operations.module.css
+++ b/src/features/operations/operations.module.css
@@ -235,6 +235,29 @@
     gap: var(--space-4);
 }
 
+.ratioTable {
+    display: grid;
+    grid-template-columns: minmax(160px, 0.8fr) repeat(2, minmax(180px, 1fr));
+    align-items: center;
+    gap: var(--space-3);
+}
+
+.ratioTableHeader {
+    color: var(--text-tertiary);
+    font-size: 12px;
+    font-weight: 800;
+}
+
+.ratioRow {
+    display: contents;
+}
+
+.ratioType {
+    min-width: 0;
+    color: var(--text-primary);
+    font-weight: 760;
+}
+
 .wheelBody {
     display: grid;
     min-width: 0;
@@ -626,10 +649,22 @@
 }
 
 @media (max-width: 720px) {
-    .ratioGrid {
+    .ratioGrid,
+    .ratioTable {
         grid-template-columns: minmax(0, 1fr);
     }
 
+    .ratioTableHeader {
+        display: none;
+    }
+
+    .ratioRow {
+        display: grid;
+        gap: var(--space-3);
+        padding-bottom: var(--space-4);
+        border-bottom: 1px solid var(--border-soft);
+    }
+
     .wheelBody,
     .wheelConfigGrid,
     .wheelSummaryGrid,
diff --git a/src/features/operations/pages/GiftDiamondRatioPage.jsx b/src/features/operations/pages/GiftDiamondRatioPage.jsx
index 9463e95..81332e4 100644
--- a/src/features/operations/pages/GiftDiamondRatioPage.jsx
+++ b/src/features/operations/pages/GiftDiamondRatioPage.jsx
@@ -21,8 +21,14 @@ const giftTypes = [
 
 const defaultRatios = {
     normal: "100.00",
-    lucky: "100.00",
-    super_lucky: "100.00",
+    lucky: "10.00",
+    super_lucky: "1.00",
+};
+
+const defaultReturnCoinRatios = {
+    normal: "30.00",
+    lucky: "10.00",
+    super_lucky: "1.00",
 };
 
 export function GiftDiamondRatioPage() {
@@ -30,7 +36,7 @@ export function GiftDiamondRatioPage() {
     const { showToast } = useToast();
     const { loadingRegions, regionOptions } = useRegionOptions();
     const [regionId, setRegionId] = useState("0");
-    const [form, setForm] = useState(defaultRatios);
+    const [form, setForm] = useState({ ratios: defaultRatios, returnCoinRatios: defaultReturnCoinRatios });
     const [saving, setSaving] = useState(false);
 
     const queryFn = useCallback(() => getGiftDiamondRatios(regionId), [regionId]);
@@ -40,13 +46,16 @@ export function GiftDiamondRatioPage() {
     });
 
     useEffect(() => {
-        const next = { ...defaultRatios };
+        const nextRatios = { ...defaultRatios };
+        const nextReturnCoinRatios = { ...defaultReturnCoinRatios };
         for (const item of query.data?.items || []) {
-            if (Object.prototype.hasOwnProperty.call(next, item.giftTypeCode)) {
-                next[item.giftTypeCode] = item.ratioPercent || "100.00";
+            if (Object.prototype.hasOwnProperty.call(nextRatios, item.giftTypeCode)) {
+                nextRatios[item.giftTypeCode] = item.ratioPercent || defaultRatios[item.giftTypeCode];
+                nextReturnCoinRatios[item.giftTypeCode] =
+                    item.returnCoinRatioPercent || defaultReturnCoinRatios[item.giftTypeCode];
             }
         }
-        setForm(next);
+        setForm({ ratios: nextRatios, returnCoinRatios: nextReturnCoinRatios });
     }, [query.data]);
 
     const selectedRegionLabel = useMemo(() => {
@@ -56,31 +65,42 @@ export function GiftDiamondRatioPage() {
         return regionOptions.find((option) => option.value === regionId)?.label || `区域 ${regionId}`;
     }, [regionId, regionOptions]);
 
-    const changeRatio = (giftType, value) => {
-        setForm((current) => ({ ...current, [giftType]: value }));
+    const changeRatio = (field, giftType, value) => {
+        setForm((current) => ({ ...current, [field]: { ...current[field], [giftType]: value } }));
     };
 
     const submit = async () => {
-        const payload = {};
+        const ratios = {};
+        const returnCoinRatios = {};
         for (const giftType of giftTypes) {
-            const value = String(form[giftType.value] || "").trim();
+            const value = String(form.ratios[giftType.value] || "").trim();
             const numeric = Number(value);
             if (!value || !Number.isFinite(numeric) || numeric < 0 || numeric > 100) {
-                showToast(`${giftType.label}比例必须在 0-100 之间`, "error");
+                showToast(`${giftType.label}主播钻石比例必须在 0-100 之间`, "error");
                 return;
             }
-            payload[giftType.value] = numeric.toFixed(2);
+            ratios[giftType.value] = numeric.toFixed(2);
+            const returnCoinValue = String(form.returnCoinRatios[giftType.value] || "").trim();
+            const returnCoinNumeric = Number(returnCoinValue);
+            if (!returnCoinValue || !Number.isFinite(returnCoinNumeric) || returnCoinNumeric < 0 || returnCoinNumeric > 100) {
+                showToast(`${giftType.label}返还金币比例必须在 0-100 之间`, "error");
+                return;
+            }
+            returnCoinRatios[giftType.value] = returnCoinNumeric.toFixed(2);
         }
         setSaving(true);
         try {
-            const result = await updateGiftDiamondRatios({ regionId: Number(regionId), ratios: payload });
-            const next = { ...defaultRatios };
+            const result = await updateGiftDiamondRatios({ regionId: Number(regionId), ratios, returnCoinRatios });
+            const nextRatios = { ...defaultRatios };
+            const nextReturnCoinRatios = { ...defaultReturnCoinRatios };
             for (const item of result.items || []) {
-                if (Object.prototype.hasOwnProperty.call(next, item.giftTypeCode)) {
-                    next[item.giftTypeCode] = item.ratioPercent || "100.00";
+                if (Object.prototype.hasOwnProperty.call(nextRatios, item.giftTypeCode)) {
+                    nextRatios[item.giftTypeCode] = item.ratioPercent || defaultRatios[item.giftTypeCode];
+                    nextReturnCoinRatios[item.giftTypeCode] =
+                        item.returnCoinRatioPercent || defaultReturnCoinRatios[item.giftTypeCode];
                 }
             }
-            setForm(next);
+            setForm({ ratios: nextRatios, returnCoinRatios: nextReturnCoinRatios });
             showToast("礼物钻石比例已保存", "success");
             await query.reload();
         } catch (err) {
@@ -124,21 +144,40 @@ export function GiftDiamondRatioPage() {
                         <div className={styles.ratioHeader}>
                             <h2>{selectedRegionLabel}</h2>
                         </div>
-                        <div className={styles.ratioGrid}>
+                        <div className={styles.ratioTable}>
+                            <div className={styles.ratioTableHeader}>礼物类型</div>
+                            <div className={styles.ratioTableHeader}>主播钻石比例</div>
+                            <div className={styles.ratioTableHeader}>返还金币比例</div>
                             {giftTypes.map((giftType) => (
-                                <TextField
-                                    key={giftType.value}
-                                    label={giftType.label}
-                                    type="number"
-                                    size="small"
-                                    value={form[giftType.value] || ""}
-                                    inputProps={{ max: 100, min: 0, step: "0.01" }}
-                                    InputProps={{
-                                        endAdornment: <InputAdornment position="end">%</InputAdornment>,
-                                    }}
-                                    disabled={!abilities.canUpdate || saving}
-                                    onChange={(event) => changeRatio(giftType.value, event.target.value)}
-                                />
+                                <div key={giftType.value} className={styles.ratioRow}>
+                                    <div className={styles.ratioType}>{giftType.label}</div>
+                                    <TextField
+                                        label="主播钻石比例"
+                                        type="number"
+                                        size="small"
+                                        value={form.ratios[giftType.value] || ""}
+                                        inputProps={{ max: 100, min: 0, step: "0.01" }}
+                                        InputProps={{
+                                            endAdornment: <InputAdornment position="end">%</InputAdornment>,
+                                        }}
+                                        disabled={!abilities.canUpdate || saving}
+                                        onChange={(event) => changeRatio("ratios", giftType.value, event.target.value)}
+                                    />
+                                    <TextField
+                                        label="返还金币比例"
+                                        type="number"
+                                        size="small"
+                                        value={form.returnCoinRatios[giftType.value] || ""}
+                                        inputProps={{ max: 100, min: 0, step: "0.01" }}
+                                        InputProps={{
+                                            endAdornment: <InputAdornment position="end">%</InputAdornment>,
+                                        }}
+                                        disabled={!abilities.canUpdate || saving}
+                                        onChange={(event) =>
+                                            changeRatio("returnCoinRatios", giftType.value, event.target.value)
+                                        }
+                                    />
+                                </div>
                             ))}
                         </div>
                     </section>