diff --git a/services/wallet-service/internal/service/wallet/external_recharge.go b/services/wallet-service/internal/service/wallet/external_recharge.go
index 624cc831..f9efc781 100644
--- a/services/wallet-service/internal/service/wallet/external_recharge.go
+++ b/services/wallet-service/internal/service/wallet/external_recharge.go
@@ -230,7 +230,7 @@ func (s *Service) createMifaPayRechargeOrder(ctx context.Context, command ledger
 		PayWay:              order.PayWay,
 		PayType:             order.PayType,
 		NotifyURL:           notifyURL,
-		ReturnURL:           mifaPayReturnURLWithOrderID(returnURL, order.OrderID),
+		ReturnURL:           mifaPayProviderReturnURL(returnURL),
 		ClientIP:            command.ClientIP,
 		Language:            command.Language,
 		ProviderAmountMinor: providerAmountMinor,
@@ -552,20 +552,19 @@ func mifaPayQueryMatchesOrder(data MifaPayNotifyData, order ledger.ExternalRecha
 	return err == nil && amount == order.ProviderAmountMinor
 }
 
-func mifaPayReturnURLWithOrderID(returnURL string, orderID string) string {
+func mifaPayProviderReturnURL(returnURL string) string {
 	returnURL = strings.TrimSpace(returnURL)
-	orderID = strings.TrimSpace(orderID)
-	if returnURL == "" || orderID == "" {
+	if returnURL == "" {
 		return returnURL
 	}
 	parsed, err := url.Parse(returnURL)
-	if err != nil {
+	if err != nil || parsed.Scheme == "" || parsed.Host == "" {
 		return returnURL
 	}
-	query := parsed.Query()
-	// hyapp_order_id 是 H5 从三方收银台返回后的恢复锚点；真实归属仍由 gateway/wallet 按 target_user_id 校验。
-	query.Set("hyapp_order_id", orderID)
-	parsed.RawQuery = query.Encode()
+	// MiFaPay 生产网关会对 payment.resultRedirect 做严格格式校验，动态 query 会在下单阶段被拒。
+	// 订单 ID 已经通过创建订单响应返回给 H5 并落在钱包库，回跳页只能作为稳定入口，不能依赖三方回传本地查询参数。
+	parsed.RawQuery = ""
+	parsed.Fragment = ""
 	return parsed.String()
 }
 
diff --git a/services/wallet-service/internal/service/wallet/service_test.go b/services/wallet-service/internal/service/wallet/service_test.go
index c873b1d6..15fb1092 100644
--- a/services/wallet-service/internal/service/wallet/service_test.go
+++ b/services/wallet-service/internal/service/wallet/service_test.go
@@ -2251,6 +2251,7 @@ func TestH5MifaPayOrderRejectsUpstreamFailureAsUnavailable(t *testing.T) {
 		ProductID:         product.ProductID,
 		ProviderCode:      ledger.PaymentProviderMifaPay,
 		PaymentMethodID:   saCardMethodID,
+		ReturnURL:         "https://h5.global-interaction.com/recharge/index.html?app_code=lalu#checkout",
 		Language:          "zh-CN,zh;q=0.9,en;q=0.8,en-GB;q=0.7,en-US;q=0.6",
 		PayerName:         "normal55",
 		PayerAccount:      "163055",
@@ -2265,6 +2266,9 @@ func TestH5MifaPayOrderRejectsUpstreamFailureAsUnavailable(t *testing.T) {
 	if mifaPay.createReq.Language != "zh-CN" {
 		t.Fatalf("mifapay language should be normalized before upstream call: %+v", mifaPay.createReq)
 	}
+	if mifaPay.createReq.ReturnURL != "https://h5.global-interaction.com/recharge/index.html" {
+		t.Fatalf("mifapay return url should be sent as stable provider redirect URL: %+v", mifaPay.createReq)
+	}
 	if len(mifaPay.createReq.OrderID) != 32 {
 		t.Fatalf("mifapay order_id must be 32 chars for upstream compatibility, got %q", mifaPay.createReq.OrderID)
 	}