diff --git a/server/admin/internal/model/models.go b/server/admin/internal/model/models.go
index 91369b06..cc2d3b04 100644
--- a/server/admin/internal/model/models.go
+++ b/server/admin/internal/model/models.go
@@ -646,6 +646,14 @@ func (CoinSellerRechargeOrder) TableName() string {
 	return "admin_coin_seller_recharge_orders"
 }
 
+// BusinessTimeMS 是财务归档和统计切日使用的订单业务时间；历史订单未保存 order_date_ms 时回退到真实录入时间。
+func (order CoinSellerRechargeOrder) BusinessTimeMS() int64 {
+	if order.OrderDateMS > 0 {
+		return order.OrderDateMS
+	}
+	return order.CreatedAtMS
+}
+
 type UserWithdrawalApplication struct {
 	ID                  uint   `gorm:"primaryKey" json:"id"`
 	AppCode             string `gorm:"size:32;index:idx_admin_withdrawal_app_status_time;not null" json:"appCode"`
diff --git a/server/admin/internal/modules/dashboard/service.go b/server/admin/internal/modules/dashboard/service.go
index 7528663c..2f9d8bd6 100644
--- a/server/admin/internal/modules/dashboard/service.go
+++ b/server/admin/internal/modules/dashboard/service.go
@@ -293,7 +293,8 @@ func (s *DashboardService) RecordFinanceCoinSellerRechargeOrder(ctx context.Cont
 		"target_region_id":  order.TargetRegionID,
 		"usd_minor":         order.USDMinorAmount,
 		"coin_amount":       order.CoinAmount,
-		"created_at_ms":     order.CreatedAtMS,
+		// 统计切日必须使用运营选择的订单业务时间；历史数据通过模型方法回退到录入时间。
+		"created_at_ms": order.BusinessTimeMS(),
 	}
 	return s.statisticsPOST(ctx, "/internal/v1/statistics/social/coin-seller-recharge-orders", payload)
 }
diff --git a/server/admin/internal/modules/financeorder/service.go b/server/admin/internal/modules/financeorder/service.go
index 4f758343..0619f026 100644
--- a/server/admin/internal/modules/financeorder/service.go
+++ b/server/admin/internal/modules/financeorder/service.go
@@ -107,6 +107,11 @@ func (s *Service) CreateOrder(ctx context.Context, actor shared.Actor, req creat
 	if err != nil {
 		return nil, err
 	}
+	nowMS := s.now().UnixMilli()
+	input.OrderDateMS, err = normalizeCreateOrderBusinessTime(input.OrderDateMS, nowMS)
+	if err != nil {
+		return nil, err
+	}
 	// 金币数只由当前 APP 汇率配置生成；即使调用方绕过前端直接提交 coinAmount，也不会进入请求结构或账务结果。
 	target, err := s.resolveCoinSellerTarget(ctx, requestID, input.AppCode, input.TargetUserID)
 	if err != nil {
@@ -128,7 +133,6 @@ func (s *Service) CreateOrder(ctx context.Context, actor shared.Actor, req creat
 	if err := verifyReceiptMatchesInput(input, receipt); err != nil {
 		return nil, err
 	}
-	nowMS := s.now().UnixMilli()
 	verifiedAtMS := receipt.VerifiedAtMS
 	if verifiedAtMS <= 0 {
 		verifiedAtMS = nowMS
@@ -935,6 +939,19 @@ func normalizeOrderDateMS(orderDate string, orderDateMS int64) (int64, error) {
 	return 0, errors.New("订单日期不正确")
 }
 
+func normalizeCreateOrderBusinessTime(orderDateMS int64, nowMS int64) (int64, error) {
+	if nowMS <= 0 {
+		return 0, errors.New("当前时间不正确")
+	}
+	if orderDateMS <= 0 {
+		return nowMS, nil
+	}
+	if orderDateMS > nowMS {
+		return 0, errors.New("订单时间不能晚于当前时间")
+	}
+	return orderDateMS, nil
+}
+
 func requiresLegacyWriter(appCode string) bool {
 	switch appctx.Normalize(appCode) {
 	case "aslan", "yumi":
diff --git a/server/admin/internal/modules/financeorder/service_test.go b/server/admin/internal/modules/financeorder/service_test.go
index 1598dc88..f30fe9d1 100644
--- a/server/admin/internal/modules/financeorder/service_test.go
+++ b/server/admin/internal/modules/financeorder/service_test.go
@@ -102,6 +102,19 @@ func TestNormalizeReceiptVerificationCarriesProviderCurrencyAmount(t *testing.T)
 	}
 }
 
+func TestNormalizeCreateOrderBusinessTimeDefaultsToNowAndRejectsFuture(t *testing.T) {
+	const nowMS = int64(1_783_900_000_000)
+	if got, err := normalizeCreateOrderBusinessTime(0, nowMS); err != nil || got != nowMS {
+		t.Fatalf("missing order time should default to now: got=%d err=%v", got, err)
+	}
+	if got, err := normalizeCreateOrderBusinessTime(nowMS-86_400_000, nowMS); err != nil || got != nowMS-86_400_000 {
+		t.Fatalf("past business time should be preserved: got=%d err=%v", got, err)
+	}
+	if _, err := normalizeCreateOrderBusinessTime(nowMS+1, nowMS); err == nil || !strings.Contains(err.Error(), "不能晚于") {
+		t.Fatalf("future business time should be rejected, got %v", err)
+	}
+}
+
 func TestNormalizeCreateOrderLeavesCoinAmountForServerQuote(t *testing.T) {
 	input, err := normalizeCreateOrderRequest(createCoinSellerRechargeOrderRequest{
 		AppCode:              "lalu",
diff --git a/server/admin/internal/modules/payment/finance_coin_seller_recharge.go b/server/admin/internal/modules/payment/finance_coin_seller_recharge.go
index 93e403a0..f17610c0 100644
--- a/server/admin/internal/modules/payment/finance_coin_seller_recharge.go
+++ b/server/admin/internal/modules/payment/finance_coin_seller_recharge.go
@@ -530,11 +530,11 @@ func financeCoinSellerRechargeOrderBill(order model.CoinSellerRechargeOrder) rec
 		CoinAmount:           order.CoinAmount,
 		USDMinorAmount:       order.USDMinorAmount,
 		ProviderAmountMinor:  providerAmountMinor,
-		CreatedAtMS:          order.CreatedAtMS,
+		CreatedAtMS:          order.BusinessTimeMS(),
 		ProviderCode:         order.ProviderCode,
 		UserPaidCurrencyCode: currency,
 		UserPaidAmountMicro:  userPaidAmountMicro,
-		PaidSyncedAtMS:       order.CreatedAtMS,
+		PaidSyncedAtMS:       order.BusinessTimeMS(),
 	}
 }
 
diff --git a/server/admin/internal/modules/payment/finance_coin_seller_recharge_test.go b/server/admin/internal/modules/payment/finance_coin_seller_recharge_test.go
new file mode 100644
index 00000000..196526f0
--- /dev/null
+++ b/server/admin/internal/modules/payment/finance_coin_seller_recharge_test.go
@@ -0,0 +1,23 @@
+package payment
+
+import (
+	"testing"
+
+	"hyapp-admin-server/internal/model"
+)
+
+func TestFinanceCoinSellerRechargeOrderBillUsesBusinessTime(t *testing.T) {
+	order := model.CoinSellerRechargeOrder{
+		ID:             7,
+		AppCode:        "lalu",
+		TargetUserID:   10001,
+		USDMinorAmount: 15000,
+		CoinAmount:     12000000,
+		OrderDateMS:    1_783_708_200_000,
+		CreatedAtMS:    1_783_881_000_000,
+	}
+	bill := financeCoinSellerRechargeOrderBill(order)
+	if bill.CreatedAtMS != order.OrderDateMS || bill.PaidSyncedAtMS != order.OrderDateMS {
+		t.Fatalf("finance bill must use selected business time: %+v", bill)
+	}
+}
diff --git a/server/admin/internal/repository/coin_seller_recharge_order_repository.go b/server/admin/internal/repository/coin_seller_recharge_order_repository.go
index 1499ccc0..e7c90935 100644
--- a/server/admin/internal/repository/coin_seller_recharge_order_repository.go
+++ b/server/admin/internal/repository/coin_seller_recharge_order_repository.go
@@ -16,6 +16,9 @@ var (
 	ErrCoinSellerRechargeOrderGranted     = errors.New("coin seller recharge order already granted")
 )
 
+// coinSellerRechargeBusinessTimeSQL 让新订单按运营选择的业务时间归档，同时保持历史 order_date_ms=0 数据仍按录入时间查询。
+const coinSellerRechargeBusinessTimeSQL = "CASE WHEN order_date_ms > 0 THEN order_date_ms ELSE created_at_ms END"
+
 type CoinSellerRechargeOrderListOptions struct {
 	Page          int
 	PageSize      int
@@ -121,7 +124,7 @@ func (s *Store) ListCoinSellerRechargeOrders(options CoinSellerRechargeOrderList
 	}
 	var orders []model.CoinSellerRechargeOrder
 	err := query.
-		Order("created_at_ms DESC, id DESC").
+		Order(coinSellerRechargeBusinessTimeSQL + " DESC, id DESC").
 		Limit(pageSize).
 		Offset((page - 1) * pageSize).
 		Find(&orders).Error
@@ -375,10 +378,10 @@ func applyCoinSellerRechargeOrderFilters(query *gorm.DB, options CoinSellerRecha
 		query = query.Where("operator_user_id = ?", options.OperatorID)
 	}
 	if options.CreatedFromMS > 0 {
-		query = query.Where("created_at_ms >= ?", options.CreatedFromMS)
+		query = query.Where(coinSellerRechargeBusinessTimeSQL+" >= ?", options.CreatedFromMS)
 	}
 	if options.CreatedToMS > 0 {
-		query = query.Where("created_at_ms < ?", options.CreatedToMS)
+		query = query.Where(coinSellerRechargeBusinessTimeSQL+" < ?", options.CreatedToMS)
 	}
 	if keyword := strings.TrimSpace(options.Keyword); keyword != "" {
 		like := "%" + keyword + "%"
@@ -406,10 +409,10 @@ func applyCoinSellerRechargeOrderStatsFilters(query *gorm.DB, options CoinSeller
 		query = query.Where("target_country_id = ?", options.CountryID)
 	}
 	if options.CreatedFromMS > 0 {
-		query = query.Where("created_at_ms >= ?", options.CreatedFromMS)
+		query = query.Where(coinSellerRechargeBusinessTimeSQL+" >= ?", options.CreatedFromMS)
 	}
 	if options.CreatedToMS > 0 {
-		query = query.Where("created_at_ms < ?", options.CreatedToMS)
+		query = query.Where(coinSellerRechargeBusinessTimeSQL+" < ?", options.CreatedToMS)
 	}
 	if keyword := strings.TrimSpace(options.Keyword); keyword != "" {
 		like := "%" + keyword + "%"
@@ -434,9 +437,9 @@ func (s *Store) scanCoinSellerRechargeOrderDailyStats(options CoinSellerRecharge
 	}
 	var rows []row
 	tzOffsetMS := int64(options.TzOffsetMinutes) * 60_000
-	// 财务筛选按 created_at_ms 取数；日趋势按前端传入的统计时区偏移切日，避免北京时间财务页跨日错桶。
+	// 财务筛选和趋势都按订单业务时间取数；历史记录自动回退录入时间，并继续按前端统计时区偏移切日。
 	if err := query.Select(`
-			DATE_FORMAT(FROM_UNIXTIME((created_at_ms + ?) / 1000), '%Y-%m-%d') AS date,
+			DATE_FORMAT(FROM_UNIXTIME((`+coinSellerRechargeBusinessTimeSQL+` + ?) / 1000), '%Y-%m-%d') AS date,
 			COUNT(*) AS count,
 			COALESCE(SUM(usd_minor_amount), 0) AS usd_minor,
 			COALESCE(SUM(coin_amount), 0) AS coin_amount`, tzOffsetMS).