fix(wallet): share lalu payment country configs

services/wallet-service/internal/service/wallet/external_recharge_order.go

@@ -55,7 +55,7 @@ func (s *Service) createMifaPayRechargeOrder(ctx context.Context, command ledger
 	if s.mifaPay == nil {
 		return ledger.ExternalRechargeOrder{}, xerr.New(xerr.Unavailable, "mifapay client is not configured")
 	}
-	method, err := s.repository.GetThirdPartyPaymentMethod(ctx, command.AppCode, command.PaymentMethodID)
+	method, err := s.sharedPaymentMethod(ctx, command.AppCode, ledger.PaymentProviderMifaPay, command.PaymentMethodID)
 	if err != nil {
 		return ledger.ExternalRechargeOrder{}, err
 	}
@@ -106,7 +106,7 @@ func (s *Service) createV5PayRechargeOrder(ctx context.Context, command ledger.C
 	if s.v5Pay == nil {
 		return ledger.ExternalRechargeOrder{}, xerr.New(xerr.Unavailable, "v5pay client is not configured")
 	}
-	method, err := s.repository.GetThirdPartyPaymentMethod(ctx, command.AppCode, command.PaymentMethodID)
+	method, err := s.sharedPaymentMethod(ctx, command.AppCode, ledger.PaymentProviderV5Pay, command.PaymentMethodID)
 	if err != nil {
 		return ledger.ExternalRechargeOrder{}, err
 	}

services/wallet-service/internal/service/wallet/external_recharge_payment_methods.go

@@ -8,6 +8,20 @@ import (
 	"strings"
 )
 
+// sharedPaymentConfigAppCode 是三方收单方式的唯一国家/币种配置 owner。
+// Yumi、Aslan 等 App 可以有自己的商品和用户区域，但不能复制一套 V5Pay/MiFaPay
+// 国家、币种或汇率配置，否则人工收款与 H5 下单会因配置漂移得到不同的支付结果。
+const sharedPaymentConfigAppCode = appcode.Default
+
+func usesSharedPaymentConfig(providerCode string) bool {
+	switch ledger.NormalizePaymentProvider(providerCode) {
+	case ledger.PaymentProviderMifaPay, ledger.PaymentProviderV5Pay:
+		return true
+	default:
+		return false
+	}
+}
+
 // ListThirdPartyPaymentChannels 返回后台三方支付管理页需要的渠道、国家和方式树。
 func (s *Service) ListThirdPartyPaymentChannels(ctx context.Context, query ledger.ListThirdPartyPaymentChannelsQuery) ([]ledger.ThirdPartyPaymentChannel, error) {
 	if s.repository == nil {
@@ -20,8 +34,49 @@ func (s *Service) ListThirdPartyPaymentChannels(ctx context.Context, query ledge
 			return nil, xerr.New(xerr.InvalidArgument, "status is invalid")
 		}
 	}
+	// 指定渠道时，V5Pay/MiFaPay 的国家和币种统一由 Lalu 维护。读取端始终切到
+	// 该配置 owner，避免某个 App 没有复制支付方式时，临时链接和人工查单退化为无候选可用。
+	if usesSharedPaymentConfig(query.ProviderCode) {
+		query.AppCode = sharedPaymentConfigAppCode
+		ctx = appcode.WithContext(ctx, query.AppCode)
+		return s.repository.ListThirdPartyPaymentChannels(ctx, query)
+	}
 	ctx = appcode.WithContext(ctx, query.AppCode)
-	return s.repository.ListThirdPartyPaymentChannels(ctx, query)
+	channels, err := s.repository.ListThirdPartyPaymentChannels(ctx, query)
+	if err != nil || query.AppCode == sharedPaymentConfigAppCode || query.ProviderCode != "" {
+		return channels, err
+	}
+
+	// 未指定渠道的临时收款页面仍要同时展示两个共享渠道。保留当前 App 的非共享渠道，
+	// 但移除其历史副本，确保 UI 不会把同一国家/币种配置展示为两套来源。
+	filtered := make([]ledger.ThirdPartyPaymentChannel, 0, len(channels)+2)
+	for _, channel := range channels {
+		if !usesSharedPaymentConfig(channel.ProviderCode) {
+			filtered = append(filtered, channel)
+		}
+	}
+	for _, providerCode := range []string{ledger.PaymentProviderMifaPay, ledger.PaymentProviderV5Pay} {
+		sharedQuery := query
+		sharedQuery.AppCode = sharedPaymentConfigAppCode
+		sharedQuery.ProviderCode = providerCode
+		sharedCtx := appcode.WithContext(ctx, sharedPaymentConfigAppCode)
+		sharedChannels, err := s.repository.ListThirdPartyPaymentChannels(sharedCtx, sharedQuery)
+		if err != nil {
+			return nil, err
+		}
+		filtered = append(filtered, sharedChannels...)
+	}
+	return filtered, nil
+}
+
+// sharedPaymentMethod 返回支付配置 owner 的方式。订单本身仍按 command.AppCode 落库，
+// 因此只共享国家/币种、产品类型和汇率，不会把 Yumi/Aslan 的账务事实写入 Lalu。
+func (s *Service) sharedPaymentMethod(ctx context.Context, appCode string, providerCode string, methodID int64) (ledger.ThirdPartyPaymentMethod, error) {
+	configAppCode := appcode.Normalize(appCode)
+	if usesSharedPaymentConfig(providerCode) {
+		configAppCode = sharedPaymentConfigAppCode
+	}
+	return s.repository.GetThirdPartyPaymentMethod(ctx, configAppCode, methodID)
 }
 
 func (s *Service) SetThirdPartyPaymentMethodStatus(ctx context.Context, command ledger.ThirdPartyPaymentMethodStatusCommand) (ledger.ThirdPartyPaymentMethod, error) {

services/wallet-service/internal/service/wallet/external_recharge_receipt.go

@@ -282,7 +282,7 @@ func (s *Service) v5PayReceiptQueryCandidates(ctx context.Context, command ledge
 	if s.repository == nil {
 		return candidates, nil
 	}
-	channels, err := s.repository.ListThirdPartyPaymentChannels(ctx, ledger.ListThirdPartyPaymentChannelsQuery{
+	channels, err := s.ListThirdPartyPaymentChannels(ctx, ledger.ListThirdPartyPaymentChannelsQuery{
 		AppCode:                command.AppCode,
 		ProviderCode:           ledger.PaymentProviderV5Pay,
 		Status:                 ledger.ThirdPartyPaymentStatusActive,

services/wallet-service/internal/service/wallet/external_recharge_receipt_test.go

@@ -427,6 +427,45 @@ func TestVerifyCoinSellerRechargeReceiptV5PayWithoutCountryCurrencyUsesEnabledCa
 	}
 }
 
+func TestVerifyCoinSellerRechargeReceiptV5PayUsesLaluCountryCurrencyConfig(t *testing.T) {
+	repository := &fakeReceiptRepository{channels: []ledger.ThirdPartyPaymentChannel{{
+		AppCode:      "lalu",
+		ProviderCode: ledger.PaymentProviderV5Pay,
+		Status:       ledger.ThirdPartyPaymentStatusActive,
+		Methods: []ledger.ThirdPartyPaymentMethod{{
+			ProviderCode: ledger.PaymentProviderV5Pay,
+			CountryCode:  "TR",
+			CurrencyCode: "TRY",
+			Status:       ledger.ThirdPartyPaymentStatusActive,
+		}},
+	}}}
+	v5Pay := &fakeV5PayClient{queryResp: walletservice.V5PayQueryOrderResponse{
+		OrderID:         "receipt-v5-yumi-shared-config",
+		ProviderOrderID: "tx_receipt_v5_yumi_shared_config",
+		Status:          "2",
+		Amount:          "48.00",
+		Currency:        "TRY",
+		ProductType:     "BANK_TRANSFER",
+		RawJSON:         `{"status":"2"}`,
+	}}
+	svc := walletservice.New(repository)
+	svc.SetV5PayClient(v5Pay)
+	receipt, err := svc.VerifyCoinSellerRechargeReceipt(context.Background(), ledger.VerifyCoinSellerRechargeReceiptCommand{
+		AppCode:         "yumi",
+		ProviderCode:    ledger.PaymentProviderV5Pay,
+		ExternalOrderNo: "receipt-v5-yumi-shared-config",
+	})
+	if err != nil {
+		t.Fatalf("VerifyCoinSellerRechargeReceipt v5pay shared config failed: %v", err)
+	}
+	if !receipt.Verified || repository.query.AppCode != "lalu" {
+		t.Fatalf("V5Pay receipt must query Lalu country/currency config, receipt=%+v query=%+v", receipt, repository.query)
+	}
+	if len(v5Pay.queryReqs) != 1 || v5Pay.queryReqs[0].CountryCode != "TR" || v5Pay.queryReqs[0].CurrencyCode != "TRY" {
+		t.Fatalf("V5Pay receipt must use the Lalu candidate, got %+v", v5Pay.queryReqs)
+	}
+}
+
 func TestVerifyCoinSellerRechargeReceiptV5PayWithoutCountryCurrencyNotFound(t *testing.T) {
 	repository := &fakeReceiptRepository{channels: []ledger.ThirdPartyPaymentChannel{{
 		AppCode:      "lalu",

services/wallet-service/internal/service/wallet/external_recharge_temporary.go

@@ -35,7 +35,7 @@ func (s *Service) createTemporaryMifaPayRechargeOrder(ctx context.Context, comma
 	if s.mifaPay == nil {
 		return ledger.ExternalRechargeOrder{}, xerr.New(xerr.Unavailable, "mifapay client is not configured")
 	}
-	method, err := s.repository.GetThirdPartyPaymentMethod(ctx, command.AppCode, command.PaymentMethodID)
+	method, err := s.sharedPaymentMethod(ctx, command.AppCode, ledger.PaymentProviderMifaPay, command.PaymentMethodID)
 	if err != nil {
 		return ledger.ExternalRechargeOrder{}, err
 	}
@@ -89,7 +89,7 @@ func (s *Service) createTemporaryV5PayRechargeOrder(ctx context.Context, command
 	if s.v5Pay == nil {
 		return ledger.ExternalRechargeOrder{}, xerr.New(xerr.Unavailable, "v5pay client is not configured")
 	}
-	method, err := s.repository.GetThirdPartyPaymentMethod(ctx, command.AppCode, command.PaymentMethodID)
+	method, err := s.sharedPaymentMethod(ctx, command.AppCode, ledger.PaymentProviderV5Pay, command.PaymentMethodID)
 	if err != nil {
 		return ledger.ExternalRechargeOrder{}, err
 	}