diff --git a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/activity/CumulativeRechargeReceiveRewardCmdExe.java b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/activity/CumulativeRechargeReceiveRewardCmdExe.java
index d92c8a02..6d4b26d6 100644
--- a/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/activity/CumulativeRechargeReceiveRewardCmdExe.java
+++ b/rc-service/rc-service-other/other-application/src/main/java/com/red/circle/other/app/command/activity/CumulativeRechargeReceiveRewardCmdExe.java
@@ -73,10 +73,10 @@ public class CumulativeRechargeReceiveRewardCmdExe {
     BigDecimal monthlyRecharge = ResponseAssert.requiredSuccess(userRechargeCountClient
         .getThisMonthTotalPersonalRecharge(cmd.getReqUserId()));
 
-    // 2046 不可领取
+    // 2046 不可领取：领取接口必须再次校验当前月充值金额是否达到该档位，不能只依赖前端展示状态。
     ResponseAssert.isFalse(PropsErrorCode.UNCLAIMABLE,
         Objects.isNull(monthlyRecharge) || !ArithmeticUtils
-            .gt(monthlyRecharge, BigDecimal.ZERO));
+            .gte(monthlyRecharge, cumulativeRechargeContent.getQuantity()));
 
     activitySendCommon.sendActivityGroup(SendRewardGroup.builder()
         .trackId(ruleConfig.getId())