diff --git a/rc-service/rc-service-order/order-application/src/main/java/com/red/circle/order/app/command/pay/web/UserProfileAndCountryQueryExe.java b/rc-service/rc-service-order/order-application/src/main/java/com/red/circle/order/app/command/pay/web/UserProfileAndCountryQueryExe.java
index b0804144..eb2a54c1 100644
--- a/rc-service/rc-service-order/order-application/src/main/java/com/red/circle/order/app/command/pay/web/UserProfileAndCountryQueryExe.java
+++ b/rc-service/rc-service-order/order-application/src/main/java/com/red/circle/order/app/command/pay/web/UserProfileAndCountryQueryExe.java
@@ -104,6 +104,12 @@ public class UserProfileAndCountryQueryExe {
 
     PayCountry compatiblePayCountry = payCountryAliasResolver
         .resolvePayCountryByCountryId(countryCode.getId());
+    boolean freightUser = existsFreightBalance(userProfile.getId());
+    webSiteUseProfile
+        .setFreightUser(freightUser)
+        // Yumi H5 先确认用户身份，再用这里返回的商品类型查询后台商品，避免币商误买普通金币商品后入普通金币账户.
+        .setCommodityType(freightUser ? PayApplicationCommodityType.FREIGHT_GOLD.name()
+            : PayApplicationCommodityType.GOLD.name());
 
     // LIKEI/Yumi 的支付国家开放由 H5 JSON 控制；这里仅返回用户真实国家，商品接口再按国家码查该国商品.
     PayCountryCO payCountryCO = new PayCountryCO()
@@ -119,6 +125,12 @@ public class UserProfileAndCountryQueryExe {
         .setRegionId(regionId);
   }
 
+  private boolean existsFreightBalance(Long userId) {
+    return Boolean.TRUE.equals(ResponseAssert.requiredSuccess(
+        freightGoldClient.existsBalance(userId)
+    ));
+  }
+
   private SysCountryCodeDTO getUserCountryCode(UserProfileDTO userProfile) {
     if (Objects.nonNull(userProfile.getCountryId())) {
       return ResponseAssert.requiredSuccess(
diff --git a/rc-service/rc-service-order/order-client/src/main/java/com/red/circle/order/app/dto/clientobject/pay/WebSiteUseProfileCO.java b/rc-service/rc-service-order/order-client/src/main/java/com/red/circle/order/app/dto/clientobject/pay/WebSiteUseProfileCO.java
index 644fd591..af3a7eee 100644
--- a/rc-service/rc-service-order/order-client/src/main/java/com/red/circle/order/app/dto/clientobject/pay/WebSiteUseProfileCO.java
+++ b/rc-service/rc-service-order/order-client/src/main/java/com/red/circle/order/app/dto/clientobject/pay/WebSiteUseProfileCO.java
@@ -44,12 +44,22 @@ public class WebSiteUseProfileCO extends ClientObject {
    */
   private String account;
 
-  /**
-   * 归属平台.
-   */
-  private String sysOrigin;
-
-  public static WebSiteUseProfileCO toWebSiteUseProfileCO(UserProfileDTO userProfile) {
+  /**
+   * 归属平台.
+   */
+  private String sysOrigin;
+
+  /**
+   * 是否存在货运金币账户；Yumi H5 用这个身份决定展示普通金币还是货运金币商品.
+   */
+  private Boolean freightUser;
+
+  /**
+   * 本次 H5 充值应该请求的商品类型，普通用户是 GOLD，货运/币商用户是 FREIGHT_GOLD.
+   */
+  private String commodityType;
+
+  public static WebSiteUseProfileCO toWebSiteUseProfileCO(UserProfileDTO userProfile) {
     if (userProfile == null) {
       return null;
     }