diff --git a/rc-service/rc-service-order/order-start/src/main/java/com/red/circle/component/pay/google/GooglePayGlobalProperties.java b/rc-service/rc-service-order/order-start/src/main/java/com/red/circle/component/pay/google/GooglePayGlobalProperties.java
new file mode 100644
index 00000000..424130a7
--- /dev/null
+++ b/rc-service/rc-service-order/order-start/src/main/java/com/red/circle/component/pay/google/GooglePayGlobalProperties.java
@@ -0,0 +1,165 @@
+package com.red.circle.component.pay.google;
+
+import com.google.api.client.googleapis.javanet.GoogleNetHttpTransport;
+import com.google.api.client.json.jackson2.JacksonFactory;
+import com.google.api.services.androidpublisher.AndroidPublisher;
+import com.google.api.services.androidpublisher.AndroidPublisherScopes;
+import com.google.auth.http.HttpCredentialsAdapter;
+import com.google.auth.oauth2.GoogleCredentials;
+import com.google.auth.oauth2.ServiceAccountCredentials;
+import com.red.circle.component.core.enums.ISysOriginPlatform;
+import java.io.FileNotFoundException;
+import java.io.IOException;
+import java.io.InputStream;
+import java.net.MalformedURLException;
+import java.nio.file.InvalidPathException;
+import java.nio.file.Path;
+import java.security.GeneralSecurityException;
+import java.util.Collections;
+import java.util.HashMap;
+import java.util.Map;
+import java.util.Objects;
+import org.springframework.core.io.ClassPathResource;
+import org.springframework.core.io.FileSystemResource;
+import org.springframework.core.io.Resource;
+import org.springframework.core.io.UrlResource;
+
+/**
+ * Overrides component-pay's classpath-only Google service account loading.
+ */
+public class GooglePayGlobalProperties {
+
+  private static final String FILE_PREFIX = "file:";
+  private static final String CLASSPATH_PREFIX = "classpath:";
+
+  private String classPatchServiceAccountJson;
+  private String serverAccount;
+  private Map<String, GooglePayProperties> googlePay = new HashMap<>();
+
+  public String getPublicKey(ISysOriginPlatform sysOriginPlatform) {
+    return googlePay.get(sysOriginPlatform.getSysOrigin()).getPublicKey();
+  }
+
+  public Map<String, AndroidPublisher> getServiceAccountAndroidPublisher()
+      throws GeneralSecurityException, IOException {
+    Map<String, AndroidPublisher> androidPublisherMap = new HashMap<>();
+    for (Map.Entry<String, GooglePayProperties> entry : googlePay.entrySet()) {
+      GoogleCredentials credentials = ServiceAccountCredentials
+          .fromStream(getServiceAccountJsonStream(entry.getKey()))
+          .createScoped(Collections.singleton(AndroidPublisherScopes.ANDROIDPUBLISHER));
+
+      AndroidPublisher androidPublisher = new AndroidPublisher.Builder(
+          GoogleNetHttpTransport.newTrustedTransport(),
+          JacksonFactory.getDefaultInstance(),
+          new HttpCredentialsAdapter(credentials))
+          .setApplicationName(entry.getKey())
+          .build();
+      androidPublisherMap.put(entry.getKey(), androidPublisher);
+    }
+    return androidPublisherMap;
+  }
+
+  private InputStream getServiceAccountJsonStream(String sysOrigin) throws IOException {
+    String location = getClassPatchServiceAccountJson(sysOrigin);
+    if (isBlank(location)) {
+      throw new FileNotFoundException("Google service account json location is blank.");
+    }
+
+    Resource resource = resolveServiceAccountJsonResource(location.trim());
+    if (!resource.exists()) {
+      throw new FileNotFoundException(
+          "Google service account json not found: " + resource.getDescription());
+    }
+    return resource.getInputStream();
+  }
+
+  private Resource resolveServiceAccountJsonResource(String location) throws MalformedURLException {
+    if (location.startsWith(FILE_PREFIX)) {
+      return new UrlResource(location);
+    }
+
+    if (location.startsWith(CLASSPATH_PREFIX)) {
+      return new ClassPathResource(location.substring(CLASSPATH_PREFIX.length()));
+    }
+
+    if (isAbsolutePath(location)) {
+      return new FileSystemResource(location);
+    }
+
+    return new ClassPathResource(location);
+  }
+
+  private boolean isAbsolutePath(String location) {
+    try {
+      return Path.of(location).isAbsolute();
+    } catch (InvalidPathException ignore) {
+      return false;
+    }
+  }
+
+  private String getClassPatchServiceAccountJson(String sysOrigin) {
+    GooglePayProperties properties = googlePay.get(sysOrigin);
+    String location = Objects.isNull(properties) ? null : properties.getClassPatchServiceAccountJson();
+    return isBlank(location) ? classPatchServiceAccountJson : location;
+  }
+
+  private boolean isBlank(String value) {
+    return value == null || value.trim().isEmpty();
+  }
+
+  public String getClassPatchServiceAccountJson() {
+    return classPatchServiceAccountJson;
+  }
+
+  public void setClassPatchServiceAccountJson(String classPatchServiceAccountJson) {
+    this.classPatchServiceAccountJson = classPatchServiceAccountJson;
+  }
+
+  public String getServerAccount() {
+    return serverAccount;
+  }
+
+  public void setServerAccount(String serverAccount) {
+    this.serverAccount = serverAccount;
+  }
+
+  public Map<String, GooglePayProperties> getGooglePay() {
+    return googlePay;
+  }
+
+  public void setGooglePay(Map<String, GooglePayProperties> googlePay) {
+    this.googlePay = googlePay;
+  }
+
+  @Override
+  public boolean equals(Object o) {
+    if (o == this) {
+      return true;
+    }
+    if (!(o instanceof GooglePayGlobalProperties other)) {
+      return false;
+    }
+    if (!other.canEqual(this)) {
+      return false;
+    }
+    return Objects.equals(classPatchServiceAccountJson, other.classPatchServiceAccountJson)
+        && Objects.equals(serverAccount, other.serverAccount)
+        && Objects.equals(googlePay, other.googlePay);
+  }
+
+  protected boolean canEqual(Object other) {
+    return other instanceof GooglePayGlobalProperties;
+  }
+
+  @Override
+  public int hashCode() {
+    return Objects.hash(classPatchServiceAccountJson, serverAccount, googlePay);
+  }
+
+  @Override
+  public String toString() {
+    return "GooglePayGlobalProperties(classPatchServiceAccountJson="
+        + classPatchServiceAccountJson + ", serverAccount=" + serverAccount
+        + ", googlePay=" + googlePay + ")";
+  }
+}