diff --git a/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamManualSalaryPaymentClientServiceImpl.java b/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamManualSalaryPaymentClientServiceImpl.java
index d9cdcace..f756861d 100644
--- a/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamManualSalaryPaymentClientServiceImpl.java
+++ b/rc-service/rc-service-other/other-inner-endpoint/src/main/java/com/red/circle/other/app/inner/service/team/impl/TeamManualSalaryPaymentClientServiceImpl.java
@@ -134,7 +134,8 @@ public class TeamManualSalaryPaymentClientServiceImpl implements
             billBelong, row.getSysOrigin());
 
         for (PolicyPayment policyPayment : row.getPayments()) {
-          if (Boolean.TRUE.equals(teamSalaryPaymentService.checkRepeatPayment(payment.getId(),
+          if (policyPayment.getSalary().compareTo(BigDecimal.ZERO) <= 0
+              && Boolean.TRUE.equals(teamSalaryPaymentService.checkRepeatPayment(payment.getId(),
               row.getUserId(), row.getRegion(), policyPayment.getLevel(),
               policyPayment.getAnchor()))) {
             continue;
@@ -501,32 +502,32 @@ public class TeamManualSalaryPaymentClientServiceImpl implements
         .setScale(2, RoundingMode.DOWN);
     BigDecimal agentMissing = agentExpected.subtract(paymentSummary.getAgentIssuedSalary())
         .setScale(2, RoundingMode.DOWN);
-    boolean memberSettled = isRoleSettled(cyclePayments, userId, region, billTarget.getLevel(),
-        Boolean.TRUE, memberExpected);
-    boolean agentSettled = isRoleSettled(cyclePayments, userId, region, billTarget.getLevel(),
-        Boolean.FALSE, agentExpected);
+    boolean memberHasSettlementRecord = hasPaidPolicy(cyclePayments, userId, region,
+        billTarget.getLevel(), Boolean.TRUE);
+    boolean agentHasSettlementRecord = hasPaidPolicy(cyclePayments, userId, region,
+        billTarget.getLevel(), Boolean.FALSE);
 
     List<PolicyPayment> payments = new ArrayList<>();
     if (remainingPayable.compareTo(BigDecimal.ZERO) <= 0) {
-      if (!memberSettled && memberExpected.compareTo(BigDecimal.ZERO) > 0) {
+      if (!memberHasSettlementRecord && memberExpected.compareTo(BigDecimal.ZERO) > 0) {
         payments.add(new PolicyPayment(policy, billTarget.getLevel(),
             BigDecimal.ZERO.setScale(2, RoundingMode.DOWN), Boolean.TRUE));
       }
-      if (!agentSettled && agentExpected.compareTo(BigDecimal.ZERO) > 0) {
+      if (!agentHasSettlementRecord && agentExpected.compareTo(BigDecimal.ZERO) > 0) {
         payments.add(new PolicyPayment(policy, billTarget.getLevel(),
             BigDecimal.ZERO.setScale(2, RoundingMode.DOWN), Boolean.FALSE));
       }
       return payments;
     }
 
-    if (!memberSettled && memberMissing.compareTo(BigDecimal.ZERO) > 0) {
+    if (memberMissing.compareTo(BigDecimal.ZERO) > 0) {
       BigDecimal issueSalary = memberMissing.min(remainingPayable).setScale(2, RoundingMode.DOWN);
       if (issueSalary.compareTo(BigDecimal.ZERO) > 0) {
         payments.add(new PolicyPayment(policy, billTarget.getLevel(), issueSalary, Boolean.TRUE));
         remainingPayable = remainingPayable.subtract(issueSalary).setScale(2, RoundingMode.DOWN);
       }
     }
-    if (!agentSettled && agentMissing.compareTo(BigDecimal.ZERO) > 0
+    if (agentMissing.compareTo(BigDecimal.ZERO) > 0
         && remainingPayable.compareTo(BigDecimal.ZERO) > 0) {
       BigDecimal issueSalary = agentMissing.min(remainingPayable).setScale(2, RoundingMode.DOWN);
       if (issueSalary.compareTo(BigDecimal.ZERO) > 0) {
diff --git a/rc-service/rc-service-other/other-inner-endpoint/src/test/java/com/red/circle/other/app/inner/service/team/impl/TeamManualSalaryPaymentClientServiceImplTest.java b/rc-service/rc-service-other/other-inner-endpoint/src/test/java/com/red/circle/other/app/inner/service/team/impl/TeamManualSalaryPaymentClientServiceImplTest.java
new file mode 100644
index 00000000..9656bf8b
--- /dev/null
+++ b/rc-service/rc-service-other/other-inner-endpoint/src/test/java/com/red/circle/other/app/inner/service/team/impl/TeamManualSalaryPaymentClientServiceImplTest.java
@@ -0,0 +1,103 @@
+package com.red.circle.other.app.inner.service.team.impl;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+
+import com.red.circle.other.infra.database.mongo.dto.team.TeamBillMemberTarget;
+import com.red.circle.other.infra.database.mongo.dto.team.TeamSalaryPaymentDetails;
+import com.red.circle.other.infra.database.mongo.entity.team.team.TeamSalaryPayment;
+import java.lang.reflect.Constructor;
+import java.math.BigDecimal;
+import java.util.List;
+import org.junit.jupiter.api.Test;
+import org.springframework.test.util.ReflectionTestUtils;
+
+class TeamManualSalaryPaymentClientServiceImplTest {
+
+  @Test
+  void buildSettlementPaymentsShouldTopUpWhenCurrentLevelRecordExistsButSalaryIsInsufficient()
+      throws Exception {
+    TeamManualSalaryPaymentClientServiceImpl service =
+        new TeamManualSalaryPaymentClientServiceImpl(
+            null, null, null, null, null, null, null, null);
+    Long userId = 2054591808909930498L;
+    String region = "2046067717605224449";
+
+    TeamBillMemberTarget billTarget = new TeamBillMemberTarget()
+        .setLevel(6)
+        .setMemberSalary(new BigDecimal("35.00"))
+        .setOwnSalary(new BigDecimal("8.75"));
+    TeamSalaryPayment currentPayment = new TeamSalaryPayment()
+        .setSalarySendDetails(List.of(new TeamSalaryPaymentDetails()
+            .setTeamMemberId(userId)
+            .setTeamRegionId(region)
+            .setPolicyLevel(6)
+            .setAnchor(Boolean.TRUE)
+            .setSalary(new BigDecimal("3.00"))
+            .setRecycled(Boolean.FALSE)));
+
+    Object paymentSummary = paymentSummary(
+        new BigDecimal("31.50"),
+        new BigDecimal("22.00"),
+        new BigDecimal("9.50"));
+
+    List<?> payments = ReflectionTestUtils.invokeMethod(service, "buildSettlementPayments",
+        null, billTarget, List.of(currentPayment), userId, region, paymentSummary,
+        new BigDecimal("12.25"), false);
+
+    assertEquals(1, payments.size());
+    Object payment = payments.get(0);
+    assertEquals(6, ReflectionTestUtils.getField(payment, "level"));
+    assertEquals(Boolean.TRUE, ReflectionTestUtils.getField(payment, "anchor"));
+    assertEquals(new BigDecimal("12.25"), ReflectionTestUtils.getField(payment, "salary"));
+  }
+
+  @Test
+  void buildSettlementPaymentsShouldSettleZeroWhenPayableSalaryIsNegative() throws Exception {
+    TeamManualSalaryPaymentClientServiceImpl service =
+        new TeamManualSalaryPaymentClientServiceImpl(
+            null, null, null, null, null, null, null, null);
+    Long userId = 1008071L;
+    String region = "2046067717605224449";
+
+    TeamBillMemberTarget billTarget = new TeamBillMemberTarget()
+        .setLevel(6)
+        .setMemberSalary(new BigDecimal("35.00"))
+        .setOwnSalary(new BigDecimal("8.75"));
+    Object paymentSummary = paymentSummary(
+        new BigDecimal("45.00"),
+        new BigDecimal("36.00"),
+        new BigDecimal("9.00"));
+
+    List<?> payments = ReflectionTestUtils.invokeMethod(service, "buildSettlementPayments",
+        null, billTarget, List.of(), userId, region, paymentSummary,
+        new BigDecimal("-1.25"), false);
+
+    assertEquals(2, payments.size());
+    assertEquals(BigDecimal.ZERO.setScale(2), ReflectionTestUtils.getField(payments.get(0),
+        "salary"));
+    assertEquals(BigDecimal.ZERO.setScale(2), ReflectionTestUtils.getField(payments.get(1),
+        "salary"));
+  }
+
+  private Object paymentSummary(BigDecimal totalIssuedSalary, BigDecimal memberIssuedSalary,
+      BigDecimal agentIssuedSalary) throws Exception {
+    Class<?> summaryClass = Class.forName(
+        "com.red.circle.other.app.inner.service.team.impl."
+            + "TeamManualSalaryPaymentClientServiceImpl$PaymentSummary");
+    Constructor<?> constructor = summaryClass.getDeclaredConstructor(
+        BigDecimal.class,
+        BigDecimal.class,
+        BigDecimal.class,
+        BigDecimal.class,
+        BigDecimal.class,
+        BigDecimal.class);
+    constructor.setAccessible(true);
+    return constructor.newInstance(
+        totalIssuedSalary,
+        memberIssuedSalary,
+        agentIssuedSalary,
+        BigDecimal.ZERO.setScale(2),
+        BigDecimal.ZERO.setScale(2),
+        BigDecimal.ZERO.setScale(2));
+  }
+}